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Why Refinancing Your Home Loan Could Be Your Smartest Financial Move

Refinancing Your Home Loan

Are you weathering the rising tide of interest rates in 2023? Your biggest potential for savings might be under your own roof – your current mortgage rate. The multitude of lending options can be daunting, sometimes leading to choice paralysis and potentially poor decision-making. But fear not! Our team at Unconditional Finance is here to […]

Mastering the Refinancing Game Amidst Rising Interest Rates

Rising Interest Rates

As the tide of low fixed interest rates begins to recede, Australian homeowners and investors who enjoyed these bargain rates may soon be confronted with the “mortgage cliff.” This impending phenomenon signifies the end of their favourable loan terms and the potential onset of higher interest rates. But fear not! This guide lays out practical […]

Refinancing activity keeps going from strength to strength…

Refinancing activity

The home loan refinancing boom, which has lasted for two years and counting, has reached record levels. Refinancing activity has dramatically increased during that time from $13.7 billion worth in February 2021 to $16.2 billion in February 2022 and, now, according to the latest Australian Bureau of Statistics data, a record $19.9 billion in February […]

Borrowers refinance a record $19.5bn of home loans

Borrowers refinance a record

Borrowers refinance a record $19.5bn of home loans Refinancing activity is at ultra-high levels right now, as owner-occupiers and investors alike try to find home loans with lower interest rates as the Reserve Bank continues to raise the cash rate. Borrowers refinanced a record $19.5 billion of loans in November, the most recent month for […]