What is a Strata Inspection Report? Your Essential Guide for Smart Home Buying
Purchasing a property within a strata scheme can be a complex and daunting process, but with the right information, it can also be a rewarding investment. At Unconditional Finance, we prioritise providing our clients with the essential tools and knowledge they need to make informed decisions. Our Sydney mortgage brokers are here to help you […]
Step-by-Step Guide Using Home Equity to Buy Another House
In Australia, the concept of using home equity to buy another house has become increasingly popular among homeowners looking to expand their property portfolios. Whether you’re considering an investment property, a holiday home, or even helping a family member get on the property ladder, leveraging the equity in your current home can be a smart […]
How Often Can You Refinance Your Home Loan? A Simple Guide
Refinancing your home loan can be a strategic move to improve your financial situation. Whether it’s to take advantage of lower interest rates, alter loan terms, or consolidate debt, refinancing offers a pathway to better financial health. However, a common question many homeowners have is, “how often can you refinance home loan?” This guide aims […]
Home Refinancing Strategies: A Comprehensive Guide
In the ever-changing landscape of Australia’s economy, knowing the intricacies of home loan refinancing can be a game-changer for you. This comprehensive guide is tailored to equip you with the necessary knowledge and advice to make informed decisions about home loan refinancing. Whether you’re seeking to reduce your interest payments, adjust your loan term, get […]
Getting A Home Equity Loan: Step by Step Guide
When it comes to leveraging the value of your home for financial gain, a home equity loan is a popular option many Australians turn to. Whether it’s for renovating your home, consolidating debt, or funding a major expense, understanding how to apply for a home equity loan is crucial. This guide walks you through the […]
Navigating the Expiry of Your Favourable Fixed Rate Mortgage: Your Essential Guide
Are you prepared for the end of your enticing low fixed-interest rate mortgage? Like the ebbing tide, the era of exceptionally low fixed rates ushered in by the pandemic is receding. As a result, many Australian homeowners and investors face the looming “mortgage cliff“. This event marks the expiry of these appealing loans, which could […]
Guide for Self-Employed Borrowers: Low Doc Home Loans
Entering the finance world, particularly as a self-employed person, can be overwhelming. With numerous loan choices and complex jargon, it’s challenging to know where to start. Luckily, this guide is here to help. With clear explanations and simple comparisons, this article explains the low or alt doc home loan market in Australia, making it easy […]