Brisbane Mortgage Brokers – Helping You Secure the Best Loan
Competitive Rates & Tailored Home Loan Solutions
At Unconditional Finance, we provide discerning clients with strategic mortgage solutions tailored to their financial aspirations. Our award-winning brokers bring decades of expertise, leveraging an extensive network of over 40 lenders to secure optimal lending structures that align with your long-term wealth objectives.
Whether acquiring a prestigious residence, expanding an investment portfolio, or restructuring existing finance for greater efficiency, we offer a highly personalised approach, ensuring a seamless and discreet experience at every stage.
Tailored Lending Strategies
We understand that sophisticated borrowers require more than just competitive rates—they seek structured solutions that enhance liquidity, maximise tax efficiency, and preserve capital. Our expertise extends to:
- Exclusive Home Loans for High-Net-Worth Individuals
- Strategic Investment Property Financing
- Portfolio Refinancing & Wealth Optimisation
- Tailored Solutions for Self-Employed & Business Owners
- Debt Restructuring & Asset-Backed Lending
For those requiring bespoke financial arrangements, we provide access to specialised lending products:
- Customised Fixed & Variable Rate Structures
- Offset & Redraw Facilities for Cash Flow Management
- Bridging Finance & Short-Term Liquidity Solutions
- Private & Guarantor Lending
**Our clients value discretion, expertise, and results. Partner with a mortgage brokerage that understands the complexities of sophisticated finance and delivers unparalleled service.**
The Mortgage Expertise You Deserve, Delivered with a Personal Touch
At Unconditional Finance, we offer a premium mortgage brokerage service that takes the stress out of securing finance. We handle everything from start to finish, ensuring a seamless experience with expert guidance at every step. With access to over 40 lenders, our award-winning brokers secure competitive rates and structured loans, so you can focus on what matters while we take care of the rest.
Personalised Mortgage Solutions
Every client has unique financial goals, and we take the time to understand your situation to find the best mortgage solution for you. Whether you're a first home buyer, an investor, or looking to refinance, we provide expert advice tailored to your needs. Our commitment is to guide you through every step, ensuring a smooth and stress-free journey to home ownership.
Speak to a Senior Finance Broker
We’re excited to help you secure the right loan. New clients can easily apply online at their convenience, while existing clients are encouraged to call us for personalised assistance and faster processing.
Meet Our Senior Finance Brokers
Chris Raymond
Principle Finance Broker
Meet ChrisStephanie Coleman
Operations Manager
Meet StephanieJoel Cross
Senior Finance Broker
Meet JoelThien McCarthy
Credit Analyst
Meet ThienWilliam Pengly
Credit Analyst/Broker
Meet WilliamNicole Mlinaric
Senior Settlements Specialist
Meet NicoleGet to Know the Rest of Our Team
Office Hours
- Monday 8:00 AM - 6:00 PM
- Tuesday 8:00 AM - 6:00 PM
- Wednesday 8:00 AM - 6:00 PM
- Thursday 8:00 AM - 6:00 PM
- Friday 8:00 AM - 6:00 PM
Professional Home Loans
Why Us
Award-Winning Mortgage Brokers
Consistently recognised among Australia’s top mortgage brokers, earning multiple industry awards from MPA, The Adviser, and Specialist Finance Group.
25+ Years of Experience
Founder Chris Raymond leverages decades of industry expertise and personal investment acumen to help you secure the best financial solutions.
Transparent & Client-Centric Approach
Free Consultation: Get expert guidance with no obligation.
Custom Mortgage Strategies: Tailored to your financial goals.
End-to-End Support: We handle every detail from application to settlement.
Better Loans, Better Homes
From first-home buyers to investment properties and specialist loans for professionals, we streamline the process and deliver competitive rates.
Sydney’s Trusted Mortgage Experts
With a 5-star rating from over 320 clients, our Sydney-based team provides personalised one-on-one consultations to guide you at every step.
MFAA & FBAA Endorsed
Our certification underscores our credibility, ethics, and leadership in the mortgage industry, meeting the highest professional standards.
Fully Licensed & ASIC Registered
We navigate complex lending requirements with ease, ensuring a smooth and successful financing experience that adheres to all regulations.
Let’s Get Started – Speak to a Senior Broker
Call Now: 1300 484 390 for a no-obligation consultation and begin your journey toward a better mortgage solution.
Personalised Financial Strategies
We tailor our advice to your unique financial goals, whether it’s purchasing your first home, expanding an investment portfolio, or refinancing.
Banks vs. Unconditional Finance
Discover how Unconditional Finance stands apart from traditional banks by offering personalised service, flexible loan options, and a client-first approach.
Banks
Customers often treated like transactions.
Unconditional Finance
Clients are valued, with personalised attention and tailored solutions.
One set of products & policies, limited flexibility.
Access to 40+ lenders and a wide range of mortgage products.
Long processing times and complex approval steps.
Streamlined application process with dedicated support.
Prioritise lender interests before yours.
Your goals come first, ensuring we find the best fit for you.
Generic, one-size-fits-all loan solutions.
Custom mortgage strategies tailored to your financial goals.
Call centers and limited personal support.
Dedicated broker guiding you every step of the way.
Mortgage & Finance Calculators
Use our easy-to-use calculators to plan your financial future.
Our Awards & Recognitions
2024: MPA Top 100 Brokers - #13
2024: National Residential Broker of the Year
2024: NSW Broker of the Year
2024: The Adviser Elite Broker - #36
2024: Finalist - Best Residential Broker
2023: MPA Top 100 Brokers - #24
2022-2023: Elite Broker Status - Commonwealth Bank
2022: The Adviser Better Business Awards
2021: The Adviser Australian Broking Awards
2020: MPA Top 100 Brokers - #49
2020: The Adviser Australian Broking Awards
2019: The Adviser Australian Broking Awards
2024: Individual Excellence - SFG Awards
2024: Best Administrator - Stephanie Coleman
2024: Best Independent Office (6+ Brokers) - Unconditional Finance
2024: FBAA Broker of the Year - Residential Awardee
2024: #23 Top 50 Loan Writer - Joel Cross
2018: Broker of the Year - Bankwest
All Brokerage Solutions
First Home Buyers
Stepping into your first home can feel like a giant leap, but we make it as smooth as possible. Our seasoned mortgage brokers are dedicated to guiding you through every step, from understanding your borrowing power to securing a first home owners grant in Sydney. With our expertise, you'll navigate the complex world of home loans with ease, ensuring you start this new chapter on solid ground.
Buy Your First HomeRefinancing
Is a better deal within your grasp? It’s time to let our senior mortgage brokers be your guide as you delve into the ocean of refinancing options. We’re with you every step of the way, from mapping out your options to crossing the finish line with your refinanced mortgage. Refinancing a loan has its perks – it could lower your interest rate, bundle your debts into one loan, trim down your repayment period, and fast-track your journey to a debt-free life.
Get a Better RateRenovation Loans
Dreaming of transforming your home into the perfect space? Our renovation loans are designed to help you bring those dreams to life. Our expert brokers will help you unlock the potential of your home with tailored loan solutions that suit your renovation plans. Whether it’s a small upgrade or a complete overhaul, we’re here to support you through the entire process, ensuring your renovation journey is as seamless as possible.
Renovate with ConfidenceInvestment Loans
Ready to expand your investment portfolio? Our investment loan options are crafted to help you capitalise on lucrative opportunities in the property market. Our knowledgeable brokers will assist you in structuring your loans to maximise returns while managing risks effectively. Let us help you build wealth through smart, strategic property investments.
Expand Your PortfolioHome Equity Loans
Tap into the hidden potential of your home with our home equity loans. Whether you’re planning a major purchase, consolidating debt, or funding a new venture, our expert brokers will help you leverage your home’s equity to achieve your financial goals. With personalised advice and flexible loan options, we’re here to make your equity work harder for you.
Unlock Your Home's PotentialLMI Waived Loans
Why pay for Lenders Mortgage Insurance if you don’t have to? Our LMI waived loans can save you thousands, making homeownership more accessible. Our brokers specialise in finding and securing loans that offer LMI waivers, especially for professionals in specific fields. Let us help you unlock the benefits of LMI-free loans and put you on the fast track to owning your home.
Save on LMI CostsSecond Home Loans
Looking to purchase a second property? Whether it’s for investment or a holiday home, our second home loans offer the flexibility and support you need. Our experienced brokers will help you navigate the additional complexities involved in securing a second mortgage, ensuring you get the best terms and rates available.
Secure Your Second HomeBridging Loans
Transitioning between homes can be stressful, but our bridging loans offer a smooth solution. Designed to cover the gap between buying a new home and selling your current one, our brokers will ensure you have the funds you need when you need them. Let us take the hassle out of moving and make your transition seamless.
Smooth Your TransitionLoans for Doctors
As a doctor, your financial needs are unique. Our home loans for doctors are tailored to provide favorable terms and rates, recognising the stability and earning potential of your profession. Let our expert brokers help you secure a loan that supports your lifestyle and professional growth.
Get a Doctor’s Home LoanLoans for Lawyers
Lawyers have distinct financial profiles, and our home loans are designed to match those needs. We offer competitive rates and flexible terms to suit your career trajectory. Our brokers understand the demands of your profession and are here to help you secure a loan that fits seamlessly into your financial plan.
Secure a Lawyer’s Home LoanLoans for Engineers
Engineers require precise and dependable financial solutions. Our home loans for engineers are crafted to offer reliability and competitive terms. Let our knowledgeable brokers assist you in finding a loan that aligns with your professional and personal goals, ensuring you have a solid foundation for your future.
Build Your Future with an Engineer’s Home LoanLoans for Accountants
As an accountant, you understand the importance of financial planning. Our home loans for accountants provide tailored solutions with competitive rates and favorable terms. Our brokers are here to help you leverage your financial expertise to secure a loan that meets your needs.
Finance Your Home with ConfidenceEquity Release 55+
Unlock the value of your home in your golden years with our equity release options. Designed for those aged 55 and over, our solutions provide access to the funds you need while allowing you to stay in your home. Our compassionate brokers will guide you through the process, ensuring your financial comfort and security.
Access Your Home’s ValueRetirement Mortgage
Ensure your retirement years are financially secure with our retirement mortgage options. Our brokers specialise in finding solutions that offer stability and peace of mind, allowing you to enjoy your retirement without financial stress. Let us help you secure a mortgage that supports your lifestyle and future plans.
Secure Your RetirementGreen Home Loans
Committed to sustainability? Our green home loans offer favorable terms for eco-friendly home improvements and purchases. Whether you’re building a new green home or upgrading your current one, our brokers will help you secure a loan that supports your commitment to the environment.
Finance Your Green HomeSophisticated Investing
Sophisticated investors need advanced strategies and expert guidance. Our brokers provide tailored financial advice and innovative loan solutions to help you maximise your investment returns. From complex loan structuring to strategic planning, we’re here to support your financial growth and success.
Maximise Your InvestmentsLoans By Profession
- Mortgage Broker Sydney
- Mortgage Broker Sydney CBD
- Sydney Mortgage Broker
- First Home Loans
- Refinance a Loan
- Renovation Loans
- Investment Loans
- Trust Loans
- Rentvesting
- Home Equity Loans
- LMI waived loans
- Second Home Loans
- Bridging Loans
- No Deposit Home Loans
- Changing Home Loan
- Equity Release
- Retirement Mortgage
- Green Home Loans
- Sophisticated Investor
- Holiday Home Loans
- Commercial Property Loans
- Home Loans For Doctors
- Home Loans For Lawyers
- Home Loans For Engineers
- Home Loans For Accountants
- Home Loans For Nurses
- Home Loans For Self-Employed
- Home Loans For Teachers
- Melbourne Mortgage Broker
- Australia Mortgage Broker
- Parramatta Mortgage Broker
- North Sydney Mortgage Broker
- Surry Hills Mortgage Broker
- Mosman Mortgage Broker
- Brisbane Mortgage Broker
- Perth Mortgage Broker
- Adelaide Mortgage Broker
- Hobart Mortgage Broker
- Darwin Mortgage Broker
- Canberra Mortgage Broker
- Gold Coast Mortgage Broker
- Newcastle Mortgage Broker
- Wollongong Mortgage Broker
- Sunshine Coast Mortgage Broker
- Geelong Coast Mortgage Broker
- Townsville Mortgage Broker
- Cairns Mortgage Broker
- Toowoomba Mortgage Broker
- Ballarat Mortgage Broker
- Bendigo Mortgage Broker
- Albury-Wodonga Mortgage Broker
- Launceston Mortgage Broker