Joel Cross

Senior Finance Broker

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Secure Your Financial Future Unconditionally

Joel

Joel has been with us for the past 5 years and in that time has received an incredible amount of positive feedback from his clients.

Meet Joel Cross

As one of our senior mortgage brokers, Joel works with clients who are looking to build multi-property portfolios, specialising in setting up the correct structures to ensure the best possible long term outcome. He also specialises in working with those in the Australian Defence industry, where he knows all the in’s and out’s as to what benefits and schemes they are entitled to.

Outside of work, Joel enjoys golf, fishing and spending time with his friends and family.

More About Joel

More About Joel

What inspired you to become a broker/analyst/manager/officer, and how did you get started in the industry?
It's something I was always interested in, numbers had always come relatively easy to me. My dad was a local bank manager turned mortgage broker in the town I grew up in. It's a social role where you are able to help people without them needing to pay you, that always appealed to me. I'd wanted to work with Dad straight out of school, however he thought that at 17 people may not trust me with their finances. I joined the Navy not long after. I was looking to purchase my first property when I met Chris, I mentioned to him I wanted to be a broker once I discharged and if he had any tips for me on how to get into the industry and he essentially offered me a job as soon as I was ready. I started at UF in January of 2019.
If you could describe your work style in three words, what would they be?
Efficient, Proactive, Approachable
Can you share a fun fact about yourself that most people don’t know?
I've eaten a worm burger.
If you could share a meal with anyone from any era, who would you choose and why?
Johnny Cash, he lived such an interesting life and definitely could have a bit of fun. Hopefully I could bring my Pop along so Johnny could hear his Folsom Prison Blues impression.
Can you share a story where you helped a client (it doesn’t matter how small or big) that makes you smile?
Paul had been dreaming about having a farm since he was 5 years old. After finally finding his dream property, he showed up on auction day and managed to negotiate a deal that was just under his limit. Here's what he had to say about his experience working with our senior broker Joel, and the UF team: "Joel was absolutely outstanding - 5 stars is not even close to the mark. After trying 4 other brokers, Joel got us more than we hoped for in the shortest possible time. I just didn't think it was possible and the best interest rate going to boot. Communication was so good at this very stressful time, so very thankful for all he's done for us - it is so greatly appreciated. I have and will recommend his services to anyone!"
What’s one piece of advice you always give to first-time homebuyers or to investors?
Do your research & due diligence but don't get too bogged down, the property is rarely going to be perfect and it doesn't have to be. Celebrate it, it's a massive achievement.
What’s your favourite way to unwind after work or during the weekend?
Fishing of any variety! There's no better way to relax.
Movie: Goodfellas or anything Martin Scorsese really.
Song: Wet Sand
Quote: A rising tide lifts all boats
Dessert: Chocolate brownie with ice cream

Testimonials

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