Joel Cross

Senior Finance Broker

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Secure Your Financial Future Unconditionally

About Chris

Team Awards

Joel has been with us for the past 5 years and in that time has received an incredible amount of positive feedback from his clients.

Meet Joel Cross

As one of our senior mortgage brokers, Joel works with clients who are looking to build multi-property portfolios, specialising in setting up the correct structures to ensure the best possible long term outcome. He also specialises in working with those in the Australian Defence industry, where he knows all the in’s and out’s as to what benefits and schemes they are entitled to.

Outside of work, Joel enjoys golf, fishing and spending time with his friends and family.

Testimonials

     Excellent  
     Based on 255 reviews 
    
 
 
   
 
 
        
   Mitch Kimber 
 2024-06-11
 
 
 Trustindex verifies that the original source of the review is Google. Very personable brokers, I've felt engaged at every step of the process and the team is excellent with response times to any of the questions and queries I've had.
The outcome so far has been fantastic, they have tailored packages that are very suitable to myself and how I like to engage with lenders.
Would recommend and I will use them again.
  
 
       
   Jess McLean 
 2024-05-31
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend Joel and Ivan at unconditional finance. We used their services to refinance our existing investment property and secure a loan on a second property. We were guided though the entire process and the communication we received was second to none! Our experience very pleasant! Will definitely be using again in the future!
  
 
       
   Korryn Campbell 
 2024-05-29
 
 
 Trustindex verifies that the original source of the review is Google. Chris, Ivan and Jade....what a power team. They have guided us though the whole process of our investment loan and could not recommend them enough. Truly an amazing team. Thanks so much team :)
  
 
       
   Andrew Seck 
 2024-05-25
 
 
 Trustindex verifies that the original source of the review is Google. Nicole, Chris and Renee at Unconditional Finance have been absolutely outstanding.

They've supported us every step of the way, and have always available when we've had a question or needed assistance. Nothing  was too much trouble. The other thing that was reassuring, was how seamlessly the team worked with our other stakeholders.

We couldn't recommend Unconditional Finance highly enough.
  
 
       
   Jordy Alexander 
 2024-05-20
 
 
 Trustindex verifies that the original source of the review is Google. We have been a client of Unconditional Finance since 2021, and we cannot speak highly enough of the exceptional services provided by Chris Raymond and his team (we never met them in person as we both live in Melbourne and they operate from Sydney office). From the outset, they have been incredibly attentive and dedicated to finding the best solutions for my mortgages (owner occupied and investment properties) and financial needs.

Chris and his team are not only highly knowledgeable and experienced in their field but also approachable and professional in their interactions. Their commitment to delivering top-notch service and personalised financial solutions is truly commendable.

We highly recommend Unconditional Finance to anyone in need of expert financial advice and support. Their outstanding services have consistently exceeded my expectations, and we are grateful for their ongoing assistance in securing our financial future.

Sincerely,

Adolfus and Giovanni
  
 
       
   Meredith Paige 
 2024-05-16
 
 
 Trustindex verifies that the original source of the review is Google. We found Chris and his team incredibly helpful and responsive. They were very willing to explore all options available to us and supported us through the entire process.
  
 
       
   Asher McGlone 
 2024-05-15
 
 
 Trustindex verifies that the original source of the review is Google. I recently had a great experience working with Unconditional Finance, specifically with Chris, Mitchell, and Nicole, to refinance my home loan. They were incredibly friendly, provided me with lots of options, and always took the time to answer all of my questions.

I highly recommend Unconditional Finance for anyone looking for mortgage assistance. Chris, Mitchell, and Nicole were a pleasure to work with, and I'm grateful for their professionalism and friendliness. If you're searching for a mortgage broker who goes above and beyond, give Unconditional Finance a try—they won't disappoint!
  
 
       
   Justin smith 
 2024-05-14
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend, Joel is great to deal with and is always looking for the best deal. The team is amazing.
  
 
       
   Kane Cox 
 2024-05-13
 
 
 Trustindex verifies that the original source of the review is Google. Chris and the team were great! Able to secure funds that exceeded my expectations after failed attempts with other brokers. Can't thank them enough!
  
 
       
   Paul Mantel 
 2024-05-11
 
 
 Trustindex verifies that the original source of the review is Google. Great company to deal with, super supportive and very responsive. I would highly recommend Unconditional Finance!!

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