Home Loans For Professionals

Loan Options Tailored To Your Profession

Mortgage Solutions for Professionals

Our specialised home loan services cater to the unique financial needs of various professionals, including business owners, casual workers, healthcare workers, nurses, professors, self-employed individuals, and sole traders. We offer customised loan options with competitive rates and favourable terms, ensuring you receive the best possible financial support.

We understand the demands of your profession and how they can impact your financial situation. That’s why we accommodate your job’s requirements, making the mortgage journey smooth and easy to understand. Our goal is to simplify the process, ensuring you achieve the best possible outcome. Whether you are looking to buy your first home, refinance, or invest, we are here to help you achieve your homeownership goals with confidence.

Home Loans for Doctors

Home Loans for Doctors

Doctors have unique financial circumstances, and our home loans for doctors are crafted to provide the best terms and rates. Recognising the earning potential and stability of your profession, our expert brokers will assist you in securing a mortgage that aligns with your professional and personal aspirations.

Who this is for: Medical professionals looking for specialised mortgage solutions.

Pro Tip: Have your medical qualifications and employment status ready to access special loan benefits.

Home Loans for Lawyers

Home Loans for Lawyers

Tailored to meet the specific financial needs of legal professionals. Offering competitive rates and flexible terms, our brokers understand the unique demands of your profession and will help you secure a loan that integrates smoothly with your financial plans.

Who this is for: Legal professionals seeking mortgage options suited to their career.

Pro Tip: Prepare documentation of your legal practice and income stability to enhance your loan application.

Home Loans for Engineers

Home Loans for Engineers

Engineers require precise and dependable financial solutions. Our home loans for engineers are designed to offer reliability and competitive terms. Let our knowledgeable brokers help you find a mortgage that fits your professional and personal goals, providing a strong foundation for your future.

Who this is for: Engineers looking for reliable mortgage solutions.

Pro Tip: Emphasise your stable employment and future earning potential to secure better loan terms.

Home Loans for Accountants

Home Loans for Accountants

As an accountant, financial planning is your forte. Our home loans for accountants provide tailored solutions with competitive rates and favourable terms. Our brokers are here to help you leverage your financial expertise to secure a mortgage that meets your needs.

Who this is for: Accountants seeking specialised mortgage options.

Pro Tip: Use your financial acumen to compare loan options and choose the best fit for your situation.

Business Owners

Business Owners

As a business owner, your financial profile is unique, and our mortgage solutions are designed to meet your specific needs. Our expert brokers will help you secure a loan that aligns with your business income and future growth plans, offering you favourable terms and competitive rates to support your entrepreneurial journey.

Who this is for: Entrepreneurs and business owners seeking tailored mortgage solutions.

Pro Tip: Prepare detailed financial statements and business plans to demonstrate your business's stability.

Casual Workers

Casual Workers

Finding a mortgage as a casual worker can be challenging, but our brokers specialise in securing loans for those with non-traditional employment. We offer personalised solutions that consider your income patterns and job stability, ensuring you can achieve your homeownership goals despite irregular work hours.

Who this is for: Individuals employed on a casual or part-time basis.

Pro Tip: Gather documentation of consistent income and employment history to strengthen your loan application.

Healthcare Workers/Medical Residents

Healthcare Workers/Medical Residents

Healthcare professionals often face unique financial situations due to long working hours and varying income levels. Our mortgage solutions are tailored to accommodate these factors, offering favourable terms and rates. Our brokers understand your profession's demands and are here to help you secure a loan that supports your career growth and homeownership aspirations.

Who this is for: Healthcare professionals, including medical residents and workers in the healthcare industry.

Pro Tip: Highlight your stable employment and future earning potential in your loan application.

Nurses

Nurses

Nurses play a crucial role in the healthcare industry, and our mortgage solutions recognise their unique financial needs. We offer competitive rates and flexible terms to accommodate your work schedule and income stability. Let our expert brokers assist you in securing a loan that aligns with your professional and personal goals.

Who this is for: Nursing professionals seeking specialised mortgage options.

Pro Tip: Provide proof of consistent income and employment in the healthcare sector to access special loan benefits.

Professors

Professors

As a professor, your financial stability and career trajectory are distinct. Our mortgage solutions are designed to provide you with favourable terms and competitive rates that match your academic career. Our brokers understand the unique financial landscape of academia and are here to help you secure a loan that fits your needs.

Who this is for: Academic professionals and university professors.

Pro Tip: Document your academic employment and tenure status to enhance your loan application.

Self-Employed

Self-Employed

Being self-employed offers flexibility, but it can also complicate securing a mortgage. Our specialised loan options for the self-employed take into account your unique income structure. Our expert brokers will guide you through the process, ensuring you get a loan that supports your entrepreneurial lifestyle.

Who this is for: Self-employed individuals and freelancers.

Pro Tip: Maintain thorough records of your business income and expenses to support your loan application.

Sole Traders

Sole Traders

Sole traders often face unique challenges when applying for a mortgage. Our tailored solutions recognise the distinct financial patterns of sole traders, offering you competitive rates and favourable terms. Our brokers will work with you to secure a loan that fits your business and personal financial goals, helping you achieve homeownership while growing your enterprise.

Who this is for: Individuals running their own small business or working as independent contractors.

Pro Tip: Keep detailed financial records and a strong credit history to improve your loan prospects.

Advanced Industry Knowledge

With our decades of knowledge across all aspects of finance and property, you will be matched with the best lending option that suits your individual needs. No matter your experience or size of your bank account, our goals-driven team will make it happen.

Smooth Process

Our experienced brokers have an industry-leading finance approval rate that will allow you to get your loan approved without difficulty or distress. You get to relax, knowing that your financial future is safe and secure in our hands.

Correct Finance Structure

With The Great Aussie Dream being your home, it’s the greatest investment of your life. Our #1 priority is to ensure your home is protected through correct finance structures that we have used on 1000’s of Australian home owners and property investors.

Are You Ready To Make Smart Financial Decisions?

At Unconditional Finance, our aim is simple: to help you achieve your dream financial future by empowering you to make smart financial decisions.

Our Awards

What Our Customers Say....

Jordy Alexander
Jordy Alexander
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We have been a client of Unconditional Finance since 2021, and we cannot speak highly enough of the exceptional services...
Meredith Paige
Meredith Paige
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We found Chris and his team incredibly helpful and responsive. They were very willing to explore all options available to...
Asher McGlone
Asher McGlone
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I recently had a great experience working with Unconditional Finance, specifically with Chris, Mitchell, and Nicole, to...
Justin smith
Justin smith
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Highly recommend, Joel is great to deal with and is always looking for the best deal. The team is amazing...
Kane Cox
Kane Cox
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Chris and the team were great! Able to secure funds that exceeded my expectations after failed attempts with...
Chad Robinson
Chad Robinson
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Fantastic mortgage brokers. If your needing a team to assist you with your investment portfolio or a single finance...

Our Banks/lenders

Team Leaders

Chris Raymond

Principle Finance Broker

Chris Raymond

Principle Finance Broker

Team Leaders

CHRIS RAYMOND

PRINCIPLE FINANCE BROKER

As many of you might know, Chris is our principle broker and founder of Unconditional Finance. Reach out to Mitchell today!

With an enormous amount of experience in the industry, as well as being an investor himself, Chris knows the importance of having loans tailed and structured in the most effective way, to allow our clients to grow their property portfolios over the long term, in line with their financial goals.

Chris has won a large number of awards and accolades over the years, including making the top 100 broker list multiple years in a row.

Outside of running the company, Chris spends his time with his wife and two young boys and loves watching sports!

Joel Cross Senior Finance Broker

JOEL

SENIOR MORTGAGE BROKER

Joel has been with us for the past 5 years and in that time has received an incredible amount of positive feedback from his clients.

As one of our senior mortgage brokers, Joel works with clients who are looking to build multi-property portfolios, specialising in setting up the correct structures to ensure the best possible long term outcome. He also specialises in working with those in the Australian Defence industry, where he knows all the in’s and out’s as to what benefits and schemes they are entitled to.

Outside of work, Joel enjoys golf, fishing and spending time with his friends and family.

MITCHELL

MORTGAGE BROKER

Mitchell has been in the finance industry for over 6 years and has just recently joined the Unconditional Finance team, and boy are we lucky to have him!

As an avid property investor himself, Mitchell specialises in investment property finance, and is very good at helping our investor clients set up their loans correctly, to ensure the smooth and hassle-free growth of their portfolios.

In his spare time, Mitchell enjoys playing golf and tennis. If you’re looking to build up a sizeable property portfolio and need an expert broker on your side – reach out to Mitchell today!

IVAN

CUSTOMER SUPPORT MANAGER

Ivan is our amazing customer support manager and is quite new to the industry, he is very much enjoying learning the ins and outs of the finance world.

He is currently working alongside our senior brokers – Chris and Joel – where he provides post settlement services to our clients.

Ivan is very passionate about his job, and outside of work he is also equally passionate about keeping active with a variety of sports. He loves the beach and spending time with his friends and family on weekends.

With his level of enthusiasm you can be sure to see Ivan quickly working his way up the ranks in the world of finance.

TYLOR

BROKER SUPPORT SPECIALIST

Tylor is one of the newer members of the Unconditional Finance team, and already he is proving himself to be an absolute natural when it comes to navigating the tricky world of finance and lending.

In his spare time, Tylor likes to stay active by surfing and golfing and he enjoys going out and socialising with friends.

The main aspect of the loan process that Tylor will be helping you with, is the post unconditional stage – whereby our lender has fully approved your loan, and it’s time to purchase and settle on a property. This can be a very daunting stage, especially for first home buyers, which is why it’s always a huge relief to have a qualified expert like Tylor on your side.

NICOLE

FINANCE BROKER

Nicole brings a wealth of knowledge to the Unconditional Finance team, having been in the industry for the past 14 years. Reach out to Nicole (Finance Brocker) today!

Her area of expertise is helping our clients towards the end of the finance process, by facilitating settlements. Our clients often rave about Nicole’s amazing service, as she always goes out of her way to make sure the process is as smooth and simple as possible for the borrower.

Outside of work, Nicole enjoys going to the pub and is quite the social butterfly – a quality that is reflected in the friendly manner in which she communicates with our clients.

WILL

CREDIT ANALYST

William has been in the finance industry since 2011, started his journey with Maquarie Bank, where he spent close to a decade gathering a wealth of knowledge in home loans department.

We were lucky enough to have Will join the Unconditional Finance team about a year ago, as he provides our team with extensive knowledge of the various processes and procedures within banks. This knowledge allows him to tailor our client’s loan applications, ensuring a smooth process from submission to unconditional approval.

Outside of work, Will spends his much-deserved time off reading crime and mystery books, playing PlayStation and binging TV shows. He is very family-orientated and loves spending quality time with his loved ones.

STEPHANIE

OPERATIONS MANAGER

Stephanie has recently joined the Unconditional Finance, but has been in the banking & finance industry for 13 years, across many roles including credit analyst, mortgage broker, manager & trainer.

With her vast wealth of knowledge and experience, Stephanie has made an excellent addition to our team.

Outside of work, she loves to spend time with her husband and three boys, enjoys a good wine and cheese platter while watching the footy, and loves a good reformer Pilates session!

JADE

SETTLEMENTS OFFICER

Jade is our newest Settlements Officer, joining our team earlier this year – however she has had over 4 years’ experience in the finance industry, having worked across various roles.

Jade is an absolute wiz when it comes to building positive relationships with our clients and ensuring they have a smooth settlement process.

Outside of work, Jade loves taking her sausage dogs on adventures and exploring new hikes and coastal walks with them.

RYAN REECE

CREDIT ANALYST

Ryan started working with us back in September 2021, at the beginning levels of our traineeship and has recently taken on the role of Credit Analyst after proving himself to be a fast learner.

We’ve also given him the unofficial title of office IT guy after he has come to the rescue any time we’ve had a tech issue.

Outside of work Ryan likes to spend time watching and playing sport or sharing quality time with his partner, friends and family.