Chris Raymond, the principal broker and founder of Unconditional Finance, stands as a beacon of expertise and dedication in the financial industry. With an extensive background and a wealth of experience, Chris has crafted a legacy rooted in the meticulous structuring of loans tailored to meet the unique needs of his clients. His profound understanding of the market, coupled with his personal experience as an investor, empowers him to guide clients in expanding their property portfolios sustainably and in alignment with their long-term financial objectives.
Unconditional Finance, under Chris’s leadership, has emerged as an award-winning mortgage broking company specialising in property investment finance, residential, commercial, and asset finance. Chris’s exceptional contributions to the field have not gone unnoticed. Over the years, he has garnered numerous awards and accolades, consistently securing a place in the top 100 broker list multiple times – in 2024, Mortgage Professional Australia (MPA) recognised him as one of the Top 100 Brokers, ranking #13 among over 21,000 brokers nationwide. This recognition is a testament to his unwavering commitment to excellence and his ability to navigate the complexities of finance with precision and insight.
Clients consistently praise Chris Raymond for his unparalleled dedication and expertise. His personalised approach to mortgage broking, combined with a deep understanding of the market, has earned him a reputation for delivering results that exceed expectations. Whether it’s securing the best loan terms or providing insightful guidance throughout the lending process, Chris is celebrated for his commitment to making the financial journey smooth and successful for every client. His integrity, professionalism, and ability to simplify complex financial matters have made him a trusted advisor in the eyes of many.
Chris is passionate about educating his clients on the entire lending process, offering clear guidance and advice so they can make informed decisions. He works closely with his clients to determine which loan from his extensive network of lenders will best meet their financial goals. He then negotiates with lenders to secure the best possible loan terms, ensuring alignment with his clients’ objectives. From completing paperwork to managing loans through to settlement, Chris handles all aspects of the lending process, monitoring loans post-settlement to maintain their competitiveness.
Whether clients are in the market for their first home, their next home, or an investment property, Chris is there to help. He excels at finding lower interest rates, reducing repayments, and shortening loan terms, ensuring his clients always have the most advantageous financial arrangements.
Beyond his professional achievements, Chris is a devoted family man. He cherishes time spent with his wife and two young sons, often finding joy in the simple pleasures of family life. An avid sports enthusiast, Chris’s love for watching sports serves as a perfect balance to his dynamic career.
Chris Raymond’s journey is one of passion, perseverance, and profound impact. At the helm of Unconditional Finance, he continues to set new standards in the industry, fostering growth and financial success for his clients while nurturing a rich and fulfilling personal life. If you need an award-winning mortgage broker or want to know how Chris can assist you, don’t hesitate to get in touch or connect.
Chris Raymond is honoured to have received recognition for his work in mortgage broking, but for him, the true reward comes from helping his clients achieve their financial goals. The awards and accolades he has been fortunate to receive are a reflection of the trust his clients place in him and his commitment to doing what’s best for them. While these honours are deeply appreciated, Chris believes that the greatest measure of success is the positive impact he can make on the lives of those he works with.
EXCELLENT Based on 255 reviews Mitch Kimber2024-06-11Trustindex verifies that the original source of the review is Google. Very personable brokers, I've felt engaged at every step of the process and the team is excellent with response times to any of the questions and queries I've had. The outcome so far has been fantastic, they have tailored packages that are very suitable to myself and how I like to engage with lenders. Would recommend and I will use them again. Jess McLean2024-05-31Trustindex verifies that the original source of the review is Google. Highly recommend Joel and Ivan at unconditional finance. We used their services to refinance our existing investment property and secure a loan on a second property. We were guided though the entire process and the communication we received was second to none! Our experience very pleasant! Will definitely be using again in the future! Korryn Campbell2024-05-29Trustindex verifies that the original source of the review is Google. Chris, Ivan and Jade....what a power team. They have guided us though the whole process of our investment loan and could not recommend them enough. Truly an amazing team. Thanks so much team :) Andrew Seck2024-05-25Trustindex verifies that the original source of the review is Google. Nicole, Chris and Renee at Unconditional Finance have been absolutely outstanding. They've supported us every step of the way, and have always available when we've had a question or needed assistance. Nothing was too much trouble. The other thing that was reassuring, was how seamlessly the team worked with our other stakeholders. We couldn't recommend Unconditional Finance highly enough. Jordy Alexander2024-05-20Trustindex verifies that the original source of the review is Google. We have been a client of Unconditional Finance since 2021, and we cannot speak highly enough of the exceptional services provided by Chris Raymond and his team (we never met them in person as we both live in Melbourne and they operate from Sydney office). From the outset, they have been incredibly attentive and dedicated to finding the best solutions for my mortgages (owner occupied and investment properties) and financial needs. Chris and his team are not only highly knowledgeable and experienced in their field but also approachable and professional in their interactions. Their commitment to delivering top-notch service and personalised financial solutions is truly commendable. We highly recommend Unconditional Finance to anyone in need of expert financial advice and support. Their outstanding services have consistently exceeded my expectations, and we are grateful for their ongoing assistance in securing our financial future. Sincerely, Adolfus and Giovanni Meredith Paige2024-05-16Trustindex verifies that the original source of the review is Google. We found Chris and his team incredibly helpful and responsive. They were very willing to explore all options available to us and supported us through the entire process. Asher McGlone2024-05-15Trustindex verifies that the original source of the review is Google. I recently had a great experience working with Unconditional Finance, specifically with Chris, Mitchell, and Nicole, to refinance my home loan. They were incredibly friendly, provided me with lots of options, and always took the time to answer all of my questions. I highly recommend Unconditional Finance for anyone looking for mortgage assistance. Chris, Mitchell, and Nicole were a pleasure to work with, and I'm grateful for their professionalism and friendliness. If you're searching for a mortgage broker who goes above and beyond, give Unconditional Finance a try—they won't disappoint! Justin smith2024-05-14Trustindex verifies that the original source of the review is Google. Highly recommend, Joel is great to deal with and is always looking for the best deal. The team is amazing. Kane Cox2024-05-13Trustindex verifies that the original source of the review is Google. Chris and the team were great! Able to secure funds that exceeded my expectations after failed attempts with other brokers. Can't thank them enough! Paul Mantel2024-05-11Trustindex verifies that the original source of the review is Google. Great company to deal with, super supportive and very responsive. I would highly recommend Unconditional Finance!!
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