Equipment Loan Interest Rates Australia 2026: Calculator & Rate Comparison Guide
Equipment loan interest rates can vary widely between lenders, loan structures and borrower profiles. This guide explains average equipment finance rates in Australia for 2026 and shows how to use a repayment calculator to compare costs before choosing a loan.
Choosing the Right Home Loan Type: Variable vs Fixed, Interest-Only, Line of Credit for First Homes
Not sure which loan type to choose for your first home? Learn how variable, fixed, split, interest-only and line of credit loans may affect your repayments, flexibility and long-term plans so you can compare options more clearly.
Big Change in Tax Debt Rules: What Aussie Small Businesses Need to Know Now
Don’t miss our LinkedIn post where we first shared this exciting update! Are you carrying an ATO tax debt and relying on the interest to be deductible? That loophole just closed. As of 2025, interest charged by the Australian Taxation Office (ATO) is no longer tax deductible, even if you’re on a payment plan. With […]
Inflation remains within RBA’s target range…
The latest inflation data, which were recorded before the USA’s recent series of tariff announcements, show further progress in the battle against inflation, making future interest rate cuts more likely. The annual headline inflation rate fell from 2.5% in January to 2.4% in February, according to the Australian Bureau of Statistics, which was the seventh […]
What Is The Current Interest Rate For Home Loans
Finding the best home loan interest rates can significantly impact your financial future, whether you’re buying your first property or refinancing an existing loan. With options like fixed rate home loans offering predictable repayments and variable rate home loans providing flexibility, understanding how interest rates align with your needs is key. What are the current […]
Variable Home Loan Interest Rates and Trends
Unlike a fixed-rate home loan, where rates remain constant for a fixed period, variable interest rates fluctuate based on the official cash rate set by the Reserve Bank of Australia (RBA) and other market factors. These fluctuations directly impact your home loan repayments, including principal and interest repayments. Variable rate home loans often offer flexibility, […]
Interest Rates Drop to 4.1% – Homeowners & Investors Take Note
The RBA interest rate cut of 0.25% has lowered the cash rate to 4.1%, marking the first interest rate reduction since the early pandemic era. This shift comes after a period of elevated interest rates aimed at curbing inflation, and it could offer some financial relief to Australian borrowers, depending on their circumstances. RBA Governor […]
Interest Rates in Australia: Predictions for 2025 and How to Stay Mortgage-Ready
The Australian financial landscape has been anything but predictable lately. With interest rates remaining high and inflationary pressures lingering, it’s no wonder many homeowners and prospective borrowers are feeling uncertain. Common questions include: “How will this affect my mortgage?” or “What can I do to stay ahead?“ In this guide, Unconditional Finance will break down […]
Australia’s Four-Year Low Inflation: What It Means for the Cash Rate and Your Finances
Don’t miss our LinkedIn post where we first shared this exciting update! The recent drop in Australia inflation rate is remarkable, marking the lowest point in nearly four years. At 2.8% for the September quarter, inflation now sits comfortably within the Reserve Bank of Australia inflation target range of 2-3%. This shift has led to […]
Homeowners & Investors: Don’t Miss Macquarie’s Competitive Fixed Rates from 5.39% p.a.
Securing a competitive home loan rate can be a game-changer, especially in today’s fast-paced financial market. With interest rates constantly shifting, it’s crucial to find options that bring stability and potential savings. That’s where Macquarie’s new fixed rates come in—designed to offer homeowners and investors some of the best rates available right now. Whether you’re […]
How to Get The Best Home Equity Loan Rates?
Securing the best home equity loan rates can significantly impact your financial flexibility and the overall cost of your home loan amount. Whether you’re planning a major renovation, a new investment property, consolidating debt, or funding a significant purchase, finding an advantageous rate is crucial. This guide aims to navigate you through the essential steps […]
Refinancing Strategies for Your Investment Property
Refinancing investment property can be a savvy financial move, especially in a changing economic climate. But when is the right time, and what are the best strategies? This blog cuts through complexity to offer clarity on your refinancing investment property options, the impact of market conditions, and what you need to consider to make the […]