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Inflation remains within RBA’s target range…

Understanding LVR for Investment Loans A Complete Guide

The latest inflation data, which were recorded before the USA’s recent series of tariff announcements, show further progress in the battle against inflation, making future interest rate cuts more likely. The annual headline inflation rate fell from 2.5% in January to 2.4% in February, according to the Australian Bureau of Statistics, which was the seventh […]

What Is The Current Interest Rate For Home Loans

Current Interest Rate For Home Loans

Finding the best home loan interest rates can significantly impact your financial future, whether you’re buying your first property or refinancing an existing loan. With options like fixed rate home loans offering predictable repayments and variable rate home loans providing flexibility, understanding how interest rates align with your needs is key.  What are the current […]

Variable Home Loan Interest Rates and Trends

Variable Home Loan Interest Rates

Unlike a fixed-rate home loan, where rates remain constant for a fixed period, variable interest rates fluctuate based on the official cash rate set by the Reserve Bank of Australia (RBA) and other market factors. These fluctuations directly impact your home loan repayments, including principal and interest repayments. Variable rate home loans often offer flexibility, […]

Interest Rates Drop to 4.1% – Homeowners & Investors Take Note

Interest Rates Drop to 4.1% – Homeowners & Investors Take Note

The RBA interest rate cut of 0.25% has lowered the cash rate to 4.1%, marking the first interest rate reduction since the early pandemic era. This shift comes after a period of elevated interest rates aimed at curbing inflation, and it could offer some financial relief to Australian borrowers, depending on their circumstances. RBA Governor […]

Interest Rates in Australia: Predictions for 2025 and How to Stay Mortgage-Ready

Interest Rates in Australia: Predictions for 2025 and How to Stay Mortgage-Ready

The Australian financial landscape has been anything but predictable lately. With interest rates remaining high and inflationary pressures lingering, it’s no wonder many homeowners and prospective borrowers are feeling uncertain. Common questions include: “How will this affect my mortgage?” or “What can I do to stay ahead?“ In this guide, Unconditional Finance will break down […]

Homeowners & Investors: Don’t Miss Macquarie’s Competitive Fixed Rates from 5.39% p.a.

Home Loans

Securing a competitive home loan rate can be a game-changer, especially in today’s fast-paced financial market. With interest rates constantly shifting, it’s crucial to find options that bring stability and potential savings. That’s where Macquarie’s new fixed rates come in—designed to offer homeowners and investors some of the best rates available right now. Whether you’re […]