Why Healthcare Workers Are Often Viewed as Stable Borrowers in Australia
If you work in healthcare, you may already sense that lenders tend to look closely at your employment history when you apply for healthcare worker home loans. Not because healthcare workers receive special treatment, but because employment stability and income predictability play a central role in how Australian lenders assess long-term loan sustainability. In today’s […]
From Scrubs to Suburbs: A Nurse’s Guide to Buying a First Home
If you are a nurse, you already know your income can look different to a standard nine-to-five job. Penalty rates, overtime, night shifts, on-call, allowances, and salary packaging can all show up on your payslip. That can make planning a first home feel harder than it “should” be, even when you are doing everything right. […]
Government Incentives for Essential Workers: How Healthcare Staff Can Buy Sooner
If you work in healthcare, you already know your pay and roster can look different to a standard Monday to Friday role. Penalty rates, overtime, allowances, and rotating shifts can help your income, but they can also make saving a deposit, planning budgets, and timing a purchase feel harder than it should. The good news […]
Balancing Shift Work and Saving for a Home Deposit
If you work shifts, you already know your income can change week to week. One fortnight might include penalties, overtime, and extra hours. The next might be quieter, especially if rosters change, you take leave, or your workplace reduces casual coverage. That unpredictability can make saving for a home deposit feel harder than it “should” […]
Home Loans for Nurses: Income, LMI, and Approval Tips
If you work in healthcare, you already know your payslip can look different to a typical Monday to Friday job. Your income might include a base rate plus penalties, shift loading, overtime, on-call, allowances, and sometimes salary packaging. That can make home loan research feel confusing, even when your overall income is strong. In this […]