How to Apply for Equipment Finance: Requirements, Documents & Approval Process
Applying for equipment finance can feel complex at first, but understanding lender requirements and preparing the right documents may help make the process smoother. This guide outlines eligibility criteria, key paperwork, and what to expect from application through to approval.
Equipment Loan Interest Rates Australia 2026: Calculator & Rate Comparison Guide
Equipment loan interest rates can vary widely between lenders, loan structures and borrower profiles. This guide explains average equipment finance rates in Australia for 2026 and shows how to use a repayment calculator to compare costs before choosing a loan.
Chattel Mortgage vs Finance Lease vs Hire Purchase: Which Equipment Finance is Right for You?
Choosing the right equipment finance structure can influence your cash flow, tax position and long-term ownership costs. This guide compares chattel mortgages, finance leases and hire purchase to help Australian businesses understand how each option works and what to consider before deciding.
Refinancing in 2026: Saving Money for Sydney Homes
Refinancing in 2026 to save money is top of mind for many Sydney homeowners. Not because everyone expects dramatic rate cuts, but because more borrowers are starting to question whether staying loyal to the same lender is quietly costing them more than it should. If your home loan has not been reviewed for several years, […]
Crypto-Backed Home Loans in Australia: What’s Actually Possible Today
If you hold cryptocurrency and are planning to buy a property, you are not alone in wondering how it fits into the Australian home loan system. More Australians who hold Bitcoin, Ethereum, and other digital assets are asking how crypto fits into a home loan application. At the same time, Australian lenders still assess applications […]
Home Loans With No Credit History: Build Your Profile
If you have never had a credit card, personal loan, or phone plan in your name, you may assume that applying for a home loan should be straightforward. After all, you have avoided debt, paid your bills, and managed your money carefully. In today’s Australian lending environment, however, home loans with little or no credit […]
Home Loan Options If Your Partner Has Bad Credit
Finding out that your partner has bad credit can be confronting, especially if you are planning to buy a home together. In today’s Australian lending environment, many couples come to us worried that one credit issue could stop the entire plan. With higher interest rates, tighter serviceability buffers, and more detailed credit checks, it is […]