Home Loans on a Fixed-Term Contract: How Long Do You Need to Be in the Job?
If you’re applying for a home loan on a fixed-term contract, the big question is usually simple. Will a lender see your income as reliable enough, and how long do you need to be in the role before they’ll take it seriously? In Australia, fixed-term and contract work is common across education, healthcare, government, construction, […]
Changing Jobs Before or After Home Loan Approval: What Banks Really Look At
Changing jobs before home loan approval can be a smart career move, but it can feel stressful if you are also trying to get a home loan approved. Many borrowers assume a job change automatically ruins an application. In reality, it depends on what changes, when it changes, and how clearly it can be verified […]
Can You Get a Home Loan on a Casual or Part-Time Income? Lender Policies Explained
Buying with casual or part-time income can be possible, but lender policies vary. This guide explains how income is commonly assessed, what evidence lenders usually want, and why borrowing capacity may differ between lenders.
Australian Loans for Overseas Property Purchases
Buying property overseas with Australian finance is usually done through equity in an Australian property, local overseas lending, or specialist banking pathways. This guide explains lender checks, documentation, costs, and currency risks to consider.
Buying Property in Australia on a 482 Visa: Home Loan Options Explained
Buying property on a 482 visa may be possible, but the rules are different. This article explains FIRB approval, lender assessments, deposits, and how Australian home loan options are typically assessed for temporary residents.
Can Foreign Investors Get an Australian Home Loan? Rules, Risks and Workarounds
Non-resident and foreign investor home loans can be possible, but the rules are stricter. Understand FIRB requirements, deposit expectations, foreign income assessment, risks, and practical workarounds before you commit to a property.
Home Loans for Australian Expats Buying a Home From Overseas
Australian expats can buy property from overseas with the right preparation. This guide explains how lenders assess foreign income, what documents you may need and how to navigate the process while living abroad.