Two-thirds of property investors are negatively geared…
Surveys of property investors have confirmed that although investing can be a fantastic way to build long-term wealth, investors need to be prepared to weather periods of negative cash flow, especially in the early years. The Property Investment Professionals of Australia (PIPA) found that 65% of the investors they surveyed were negatively geared in 2024, […]
Negative Gearing and Investment Loans: A Guide for Property Investors
Negative gearing is a commonly used investment strategy in Australia, particularly among property investors seeking to build wealth over time. It plays an important role in the property market and can influence investor decisions and government policies. But what does it really mean, and how does it relate to investment loans? For many property investors, […]
Tips to Avoid Capital Gains Tax on Investment Property in Australia
Australia’s Capital Gains Tax (CGT) on investment property can significantly impact your profits when selling, with rates depending on your income tax bracket. Typically, CGT is applied at the same rate as your income tax, with individuals in the higher tax brackets paying up to 45% on their capital gains. Fortunately, there are legal strategies […]
Transform Your Investment Property with Renovation Loans
Investing in real estate is a smart way to build wealth, and renovating your property can greatly increase its value. For Australian investors, renovation loans provide a simple way to boost rental income and property value. Unconditional Finance is here to guide you through the process, offering options to match your investment goals. Whether you’re […]
Investment Loans 101: How to Maximise Property Investment Opportunities
Are you looking to grow your wealth through property investment? Understanding what an investment loan is and how it works is essential. Investment loans, also referred to as property investment loans or property financing, are powerful tools that help you fund property purchases with the goal of generating rental income or long-term capital growth. But […]
Selling an Investment Property to Pay Off Your Mortgage
Have you ever wondered if selling your investment property could help you finally become mortgage-free? For many homeowners, this is a question that touches both the heart and the wallet. It’s not just about balancing the books; it’s about aligning your choices with your financial goals, personal values, and the current economic reality. In Australia, […]
Avoid These 9 Common Commercial Property Loan Mistakes
Applying for a commercial property loan can feel overwhelming, filled with paperwork, financial calculations, and decisions that can make or break your business’s future. If you’re not careful, simple mistakes can cause delays, added costs, or even rejection of your loan application. Whether this is your first time navigating commercial property financing or you’re a […]
