Which Banks Offer Multiple Offset Accounts
When it comes to managing your mortgage effectively, multiple offset accounts can be a game-changer. Whether you want to reduce your interest payments, increase your financial security, or manage your funds more efficiently, you can benefit a lot from multiple offset accounts. In this article, Unconditional Finance will help you explore what multiple offset accounts […]
Refinancing Strategies for Your Investment Property
Refinancing investment property can be a savvy financial move, especially in a changing economic climate. But when is the right time, and what are the best strategies? This blog cuts through complexity to offer clarity on your refinancing investment property options, the impact of market conditions, and what you need to consider to make the […]
Investor activity rises, while high-debt borrowing falls…
The latest tranche of home loans data from the banking regulator, APRA, has revealed three interesting shifts in the mortgage market over the past year. First, there’s been a meaningful rise in investor activity during that time. During the December 2022 quarter, 30.2% of new loans were for investment purposes; but in the December 2023 […]
Unlocking Opportunities: HELOC vs Home Equity Loan for Investment Property Success
Investing in property is a significant step towards building wealth, but it often requires smart financial strategising. One key aspect of this is deciding how to leverage your existing home equity. In this context, homeowners are frequently confronted with two options: a Home Equity Line of Credit (HELOC) and a Home Equity Loan. Understanding the […]
Property investors enjoy record low rental vacancies…
Property investors in much of Australia are enjoying very low vacancy rates – and one leading property researcher has forecast that is unlikely to change anytime soon. The national vacancy rate in July was just 1.3%, according to SQM Research, which means there are very few untenanted rental properties right now. That makes it relatively […]
Essential Property Professionals for Buyers
Starting the journey of buying a property can be daunting, like navigating the open seas without a map or compass. This guide will act as your navigation tool, providing information on the essential property professionals you need on your crew to make the journey successful. You’ll gain an understanding of their roles, value, and how […]
ATO reminds property investors to take care with their tax returns…
The Australian Taxation Office (ATO) has revealed it will have three key focus areas this tax time – one of which will be deductions claimed by property investors. The reason property investors are being targeted is because an ATO review found nine in ten property investors were filing faulty tax returns. Common errors included: As […]
