Your Next Step: Upgrade or Invest After Your First Home
Buying your first home is just the beginning. This guide explains how equity grows, when you might upgrade, sell or invest, and how to plan your next move without overstretching your finances.
Rentvesting vs Buying: A Strategy for First Home Buyers to Consider
Not sure whether to rentvest or buy your first home? This guide explains how each option may affect your loan structure, tax position, cash flow and lifestyle so you can decide what better fits your situation.
Equity Release in Australia: Unlock Your Home’s Value
If you’re a homeowner in Australia, particularly over 60, you may be sitting on a valuable financial resource: your home equity. But what if you’re not ready to sell or downsize? That’s where equity release could come into play, giving you access to that wealth while continuing to live in the home you love. From […]
Using Super to Buy Property in Australia: What’s Actually Allowed?
If you’ve ever asked yourself, “can I use my super to buy a house?”, you’re not alone. As a mortgage broker in Sydney, Unconditional Finance hears this question often, especially from first-home buyers feeling locked out of the market or retirees looking to downsize. Here’s the truth: your super isn’t a free-for-all deposit pool, but […]
How to Start Debt Recycling the Right Way in Australia
Ever feel like your mortgage is just dead weight holding you back from building wealth? For many Australians, homeownership is the biggest asset they have, but it’s also their biggest liability. A debt recycling strategy offers a smarter way to manage that balance. When done properly, it turns your home loan into a powerful tool […]
Using a Line of Credit for Debt Recycling in Australia
Have you ever felt stuck between wanting to pay off your mortgage faster and wanting to invest for your future? It’s a common challenge, and it’s exactly where debt recycling strategies come into play. But did you know there’s more than one way to structure debt recycling? While traditional split loans are popular, a line […]
Interest-Only vs Principal & Interest Loans for Smarter Debt Recycling in Australia
When it comes to making debt recycling work for you, choosing the right loan structure isn’t just a footnote. It’s the foundation. The type of home loan you choose, whether interest-only or principal and interest, can have a major impact on how effectively you reduce your mortgage and grow your investments over time. At Unconditional […]