Common Mistakes First Home Buyers Make That You Should Avoid
For many first-time home buyers, the excitement of purchasing a home can quickly turn into stress when faced with unexpected challenges. Hidden costs like stamp duty or inspections, complicated processes such as securing a loan, and making decisions about contracts or offers can feel overwhelming. These hurdles often leave buyers confused and unsure about the […]
Home Loan Pre-Approval for First Home Buyers
Buying your first home is a big achievement, but it’s normal to feel unsure about where to start. From figuring out how much you can borrow to understanding Australia’s competitive property market, the process can feel a bit overwhelming, especially for first-home buyers. The good news is that home loan pre-approval is a simple step […]
Record number of consumers turning to brokers…
About three-quarters of homebuyers are now using mortgage brokers, according to the latest data from Comparator. In the September quarter, brokers originated a record-high 74.6% of all new home loans, while banks originated a record-low 25.4%. Choice is the number one reason homebuyers prefer brokers – a broker will compare home loan products from a […]
Government unveils new assistance scheme for owner-occupiers…
If you’re a lower-income or middle-income earner, you will soon have a new way to buy a property, after the federal parliament passed legislation for ‘Help to Buy‘.‘. Under ‘Help to Buy’, individual buyers who earn less than $90,000 per year or joint buyers who earn less than a combined $120,000 will be able to […]
Home Deposit Saving Tips Every First-Time Buyer Needs to Know
For many Australians, especially first-time buyers, saving for a home deposit is a major financial goal. While the process may seem overwhelming, strategic planning, discipline, and taking advantage of government incentives can make it achievable. Here, we outline effective steps and practical tips for saving for a house deposit to guide you on your journey […]
Can You Really Buy a House with No Deposit? Here’s How!
In today’s housing market, saving for a deposit remains one of the biggest challenges for aspiring homeowners. Rising property prices, inflation, and increasing living costs have made it difficult for many to save the traditional 20% deposit. However, buying a house without a deposit isn’t out of reach. There are several creative home financing options, […]
Low Deposit Home Loans Made Easy for First-Time Buyers
Owning a home is a milestone many Australians dream of, but for first-time home buyers, the biggest hurdle is often saving for a substantial deposit. Rising property prices make this challenge even greater, and for those paying high rent, putting aside enough savings can seem impossible. This is where low-deposit home loans for first-home buyers […]