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Government unveils new assistance scheme for owner-occupiers…

If you’re a lower-income or middle-income earner, you will soon have a new way to buy a property, after the federal parliament passed legislation for ‘Help to Buy‘.‘. Under ‘Help to Buy’, individual buyers who earn less than $90,000 per year or joint buyers who earn less than a combined $120,000 will be able to […]

Home Deposit Saving Tips Every First-Time Buyer Needs to Know

For many Australians, especially first-time buyers, saving for a home deposit is a major financial goal. While the process may seem overwhelming, strategic planning, discipline, and taking advantage of government incentives can make it achievable. Here, we outline effective steps and practical tips for saving for a house deposit to guide you on your journey […]

Can You Really Buy a House with No Deposit? Here’s How!

Can You Really Buy a House with No Deposit? Here’s How!

In today’s housing market, saving for a deposit remains one of the biggest challenges for aspiring homeowners. Rising property prices, inflation, and increasing living costs have made it difficult for many to save the traditional 20% deposit. However, buying a house without a deposit isn’t out of reach. There are several creative home financing options, […]

Low Deposit Home Loans Made Easy for First-Time Buyers

Low Deposit Home Loans Made Easy for First-Time Buyers

Owning a home is a milestone many Australians dream of, but for first-time home buyers, the biggest hurdle is often saving for a substantial deposit. Rising property prices make this challenge even greater, and for those paying high rent, putting aside enough savings can seem impossible. This is where low-deposit home loans for first-home buyers […]

Thinking About Your First Home as Newlyweds? Discover How to Secure the Perfect Mortgage

First Home as Newlyweds

As newlyweds looking to buy their first home, navigating the Sydney mortgage market can feel complex. Making informed decisions from the start is essential to securing the right loan and setting up your financial future. At Unconditional Finance, we’re here to simplify the process, offering expert guidance to help you find the perfect mortgage tailored […]

14 Factors to Help You Decide Whether to Buy Property in Sydney Now or Wait

Buy Property

Planning to buy property in Sydney? Deciding whether to buy now or wait can be overwhelming, especially with so many factors—like interest rates, property prices, and your personal finances—playing a role in the decision-making process. By breaking down the 14 key factors that influence the Sydney property market, this guide will help you make a […]

Fixer-Upper vs. Move-In Ready: Which Sydney Home Suits Your Needs?

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Deciding to buy a home is a big step, especially when you’re choosing between a fixer-upper or a move-in ready house in Sydney. Each choice has its own pros and cons, which can make the decision both exciting and overwhelming.  This guide is designed to help you explore the pros and cons of both, helping […]