Beyond First Homes: Other Ways to Avoid Transfer Duty in QLD
When buying property in Queensland, transfer duty (also known as stamp duty) is one of the most significant upfront costs to plan for. But what many buyers don’t realise is that some may qualify for a stamp duty exemption in QLD, depending on their situation. While much of the attention in 2025 has been on […]
Stamp Duty in Victoria: Save Money & Avoid Costly Mistakes
Looking to buy a home in Victoria? Then you’ve probably come across the term stamp duty and been surprised by just how much it can cost. It is often one of the largest upfront costs homebuyers may encounter and can potentially add thousands to the total cost, depending on the property value. What many people […]
Buying vs. Building in Queensland: Which Option is Better for First-Home Buyers?
Choosing between buying an existing home or building a new one is a big decision for first-home buyers in Queensland. Each option has its own set of advantages and challenges, influenced by factors such as cost, location, government incentives, and long-term investment potential. Queensland’s property market continues to be a popular choice for first-home buyers, […]
Queensland Stamp Duty Exemption: What First Home Buyers Need to Know
Many first home buyers in Queensland are finding it harder to afford a home. With rising property prices, high deposit requirements, and hefty upfront costs like stamp duty, the financial hurdles have been challenging. Some have had to delay their plans, while others struggle to save enough for both a deposit and taxes. But things […]
Fixed vs Variable Home Loans for First Home Buyers in Australia
Choosing your first home loan can feel overwhelming. Should you pick a fixed rate for stability or a variable rate for flexibility? Understanding the differences can help you make a more informed choice and possibly save on interest over time. In this guide, Unconditional Finance explains the pros and cons of fixed and variable home […]
Best Lenders for First-Time Home Buyers in Australia
Buying your first home is exciting, but choosing the right lender can be challenging. With so many home loan options available, knowing where to start is key. The right lender may offer competitive rates, flexible loan features, and special incentives that could help make homeownership more accessible. In this guide, Unconditional Finance explores some of […]
Steps to Buying Your First Home: A Complete Guide
Buying your first home is a huge milestone, but let’s be real, it can also feel pretty overwhelming. With so much to think about, from saving for a deposit to getting a home loan and covering extra costs, it is easy to feel lost in the process. The good news? Unconditional Finance is here to […]