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Queensland Stamp Duty Exemption: What First Home Buyers Need to Know

mortgage broker with client shaking hands

Many first home buyers in Queensland are finding it harder to afford a home. With rising property prices, high deposit requirements, and hefty upfront costs like stamp duty, the financial hurdles have been challenging. Some have had to delay their plans, while others struggle to save enough for both a deposit and taxes. But things […]

Fixed vs Variable Home Loans for First Home Buyers in Australia

Fixed vs Variable Home Loans

Choosing your first home loan can feel overwhelming. Should you pick a fixed rate for stability or a variable rate for flexibility? Understanding the differences can help you make a more informed choice and possibly save on interest over time. In this guide, Unconditional Finance explains the pros and cons of fixed and variable home […]

Best Lenders for First-Time Home Buyers in Australia

Best Lenders for First-Time Home Buyers in Australia

Buying your first home is exciting, but choosing the right lender can be challenging. With so many home loan options available, knowing where to start is key. The right lender may offer competitive rates, flexible loan features, and special incentives that could help make homeownership more accessible. In this guide, Unconditional Finance explores some of […]

Steps to Buying Your First Home: A Complete Guide

Steps to Buying Your First Home A Complete Guide

Buying your first home is a huge milestone, but let’s be real, it can also feel pretty overwhelming. With so much to think about, from saving for a deposit to getting a home loan and covering extra costs, it is easy to feel lost in the process. The good news? Unconditional Finance is here to […]

Mortgage Broker for First-Home Buyers in Australia

Mortgage Broker for First-Home Buyers in Australia

Buying a first home is exciting, but the loan process can feel overwhelming. With so many lenders, loan types, and government incentives, it’s easy to get lost in the details. A mortgage broker can simplify the process—helping buyers compare loans, understand terms, and improve their chances of securing approval with confidence. In this guide, Unconditional […]

First Home Buyer Grants & Incentives

First Home Buyer Grants & Incentives

Owning a home in Sydney is a dream for many, but rising property prices and high upfront costs can make it challenging. Fortunately, there are several government grants and incentives that may help first-home buyers enter the property market with lower deposits, reduced stamp duty, and financial assistance. If you’re a first home buyer in […]

How to Future-Proof Your First Home Loan Against Rate Rises and Market Shifts

How to Future-Proof Your First Home Loan Against Rate Rises and Market Shifts

Buying your first home is an exciting milestone, but securing a home loan for first-time buyers isn’t just about getting approved—it’s about ensuring that your mortgage remains affordable and manageable in the years ahead. Home loan interest rates in Australia fluctuate based on economic conditions, and recent shifts in the market highlight the importance of […]