Borrowing Power Myths for First-Time Home Buyers
See how borrowing power works for first-home buyers in Australia. Understand lender assessments, buffers, income rules, and common myths so you can plan confidently and borrow within your means. Lending criteria may vary by lender.
Hidden Costs for First-Home Buyers: Budget Beyond the Deposit
Buying your first home involves more than a deposit. Learn the real costs, from stamp duty and lender fees to strata, insurance, and maintenance, and how buffers and repayment stress-tests can help you plan with confidence.
How Your Credit Score Affects Your Home Loan as a First-Home Buyer
Buying your first home is an exciting milestone, but it can feel overwhelming when you start hearing terms like “credit score” and “credit history” thrown around. If you’re wondering how your credit score might impact your ability to secure a home loan, you’re not alone. The good news? Understanding what lenders look for and taking […]
October 2025: How Australia’s 5% Deposit Scheme Opportunity Just Changed Everything
The countdown has begun. In just weeks, Australia’s property landscape transforms forever. While most first home buyers are still calculating 20% deposits and avoiding Lenders Mortgage Insurance costs, a select group of prepared buyers will walk into October with a game-changing advantage. The question isn’t whether you’ll benefit from these changes—it’s whether you’ll be ready […]
First Home Guarantee in Sydney: Your 5% Deposit Path From October 2025
The First Home Guarantee in Sydney increases price caps to $1.5m from 1 October 2025, allowing you to buy with a 5% deposit and avoid LMI. See what this means for suburbs, auctions, and repayments, then map a clear plan for your first home.
Family Guarantee Home Loans: Buy Sooner with No Deposit
Saving a 20% deposit while keeping up with rent and rising living costs can be challenging for many Australians. For many first home buyers and single parents, the upfront cost of homeownership is one of the biggest hurdles to overcome. A Family Guarantee Home Loan could be the support you need to buy a home […]
Beyond First Homes: Other Ways to Avoid Transfer Duty in QLD
When buying property in Queensland, transfer duty (also known as stamp duty) is one of the most significant upfront costs to plan for. But what many buyers don’t realise is that some may qualify for a stamp duty exemption in QLD, depending on their situation. While much of the attention in 2025 has been on […]