Managing Unexpected Events: What First Home Buyers Need to Know
Buying your first home is usually planned carefully. You save a deposit, prepare documents, and make sure repayments fit your budget. What is harder to plan for is what happens after settlement. Interest rates can rise, income can change, and unexpected repairs can arrive without warning. Managing unexpected events as a first home buyer is […]
Shared-Equity, Co-Ownership and New Government Models for First Home Buyers
For many Australians trying to buy their first home, the challenge is no longer just about saving harder or cutting back on spending. Property prices in many parts of the country have continued to outpace wage growth, while interest rate buffers and living costs remain high. Even buyers with stable jobs and sensible budgets can […]
Building Your First Home vs Buying an Existing Home: A First Home Buyer Guide
For many Australians, buying a first home is not just a financial milestone. It is a decision that can shape your lifestyle, your cash flow, and your long-term plans for years to come. Before you even compare interest rates or lenders, there is one major question most first home buyers wrestle with. Do you build […]
Buying Off-the-Plan or House & Land for First Homes
This guide explains how off-the-plan and house and land packages work for first home buyers, including risks, valuations, lender assessments and schemes, so you can decide if a new build could fit your plans.
Choosing the Right Suburb for Your First Home in Australia
Choosing a suburb for your first home can feel overwhelming. This guide explains how lifestyle needs, transport, affordability, growth trends and local development may help you compare areas and build a practical shortlist.
How First Home Buyers Can Avoid or Reduce LMI
Buying your first home in Sydney or Melbourne often starts with one important question: “How much deposit do I really need to buy a home?” For many first-home buyers, the answer is shaped by the lenders mortgage insurance (LMI). LMI can be one of the highest upfront costs if your deposit is below 20%, but […]
Your Next Step: Upgrade or Invest After Your First Home
Buying your first home is just the beginning. This guide explains how equity grows, when you might upgrade, sell or invest, and how to plan your next move without overstretching your finances.