October 2025: How Australia’s 5% Deposit Scheme Opportunity Just Changed Everything
The countdown has begun. In just weeks, Australia’s property landscape transforms forever. While most first home buyers are still calculating 20% deposits and avoiding Lenders Mortgage Insurance costs, a select group of prepared buyers will walk into October with a game-changing advantage. The question isn’t whether you’ll benefit from these changes—it’s whether you’ll be ready […]
First Home Guarantee in Sydney: Your 5% Deposit Path From October 2025
The First Home Guarantee in Sydney increases price caps to $1.5m from 1 October 2025, allowing you to buy with a 5% deposit and avoid LMI. See what this means for suburbs, auctions, and repayments, then map a clear plan for your first home.
Family Guarantee Home Loans: Buy Sooner with No Deposit
Saving a 20% deposit while keeping up with rent and rising living costs can be challenging for many Australians. For many first home buyers and single parents, the upfront cost of homeownership is one of the biggest hurdles to overcome. A Family Guarantee Home Loan could be the support you need to buy a home […]
Beyond First Homes: Other Ways to Avoid Transfer Duty in QLD
When buying property in Queensland, transfer duty (also known as stamp duty) is one of the most significant upfront costs to plan for. But what many buyers don’t realise is that some may qualify for a stamp duty exemption in QLD, depending on their situation. While much of the attention in 2025 has been on […]
Stamp Duty in Victoria: Save Money & Avoid Costly Mistakes
Looking to buy a home in Victoria? Then you’ve probably come across the term stamp duty and been surprised by just how much it can cost. It is often one of the largest upfront costs homebuyers may encounter and can potentially add thousands to the total cost, depending on the property value. What many people […]
Buying vs. Building in Queensland: Which Option is Better for First-Home Buyers?
Choosing between buying an existing home or building a new one is a big decision for first-home buyers in Queensland. Each option has its own set of advantages and challenges, influenced by factors such as cost, location, government incentives, and long-term investment potential. Queensland’s property market continues to be a popular choice for first-home buyers, […]
Queensland Stamp Duty Exemption: What First Home Buyers Need to Know
Many first home buyers in Queensland are finding it harder to afford a home. With rising property prices, high deposit requirements, and hefty upfront costs like stamp duty, the financial hurdles have been challenging. Some have had to delay their plans, while others struggle to save enough for both a deposit and taxes. But things […]
