Australia’s Four-Year Low Inflation: What It Means for the Cash Rate and Your Finances
Don’t miss our LinkedIn post where we first shared this exciting update! The recent drop in Australia inflation rate is remarkable, marking the lowest point in nearly four years. At 2.8% for the September quarter, inflation now sits comfortably within the Reserve Bank of Australia inflation target range of 2-3%. This shift has led to […]
5 tips to beat out other buyers…
Property buyers are being forced to compete hard in many markets around Australia, so how can you improve your chances of securing your dream home? Here are five tips to beat out other buyers: –Have a home loan pre-approval in place. This will make you look more attractive in the eyes of real estate agents, because […]
Which Banks Offer Multiple Offset Accounts
When it comes to managing your mortgage effectively, multiple offset accounts can be a game-changer. Whether you want to reduce your interest payments, increase your financial security, or manage your funds more efficiently, you can benefit a lot from multiple offset accounts. In this article, Unconditional Finance will help you explore what multiple offset accounts […]
50% of borrowers don’t understand Lenders Mortgage Insurance…
A significant number of borrowers are unclear about lender’s mortgage insurance (LMI), according to a recent survey of mortgage brokers by LMI provider Helia. The survey found that 85% of broker respondents think LMI can benefit buyers who want to get into the market earlier, while 70% believe it can also help renters who want […]
How to budget better in 2024…
How to budget better in 2024… Becoming a better budgeter can help you save more, invest more and get ahead on your home loan. To stay on top of your finances, there are two broad approaches you can take. The first is to plan how much you’ll spend on each category (groceries, entertainment, etc) each […]
RBA to change how it sets and communicates about the cash rate…
The Reserve Bank of Australia (RBA) has unveiled a series of reforms, in response to an independent review commissioned by the federal government. Starting in 2024, the RBA board will meet eight times per year to assess the cash rate, rather than the current 11. Meetings will last longer; and, before each meeting, board members […]
How Does Bridging Finance Work?
Do you often hear ‘bridging finance’ in financial conversations and wonder exactly how it works? Here’s your comprehensive guide to understanding this form of financing, making it easier for everyone, whether you’re new to finance or already a pro. Picture this: Your dream home just came up on the market, but your current house is […]
