Should Doctors Use Their Company or Buy Personally?
If you are a doctor, buying property in Australia often comes with an extra layer of complexity, especially when weighing company vs personal ownership. Your income may be strong, but how it flows can look very different to a standard PAYG employee. Some doctors are paid entirely through a hospital payroll. Others operate through a […]
Structuring a Home Loan for Doctors with Mixed Income
If you are a doctor earning income from hospital work, private practice, or a mix of both, applying for a doctor home loan with mixed income can feel more complicated than it should. Your income may look strong overall, but lenders do not always assess it in a simple or consistent way. In the current […]
Home Loans for Interns and Residents: Buying Early in Your Medical Career
Starting your medical career often comes with mixed emotions. You are finally earning a stable income, but you may also be managing long hours, frequent rotations, and a HECS or HELP balance that still feels heavy. At the same time, rising property prices and rental pressure can make you wonder whether buying a home sooner […]
How Doctors Can Access Doctor Home Loan Discounts and LMI Waivers
Buying a home as a doctor in Australia often looks straightforward on paper. Your profession is stable, demand for medical services remains strong, and income usually grows over time. From the outside, it can appear that banks would automatically roll out the red carpet. In reality, many doctors discover the home loan process is more […]
10 Questions Doctors Should Ask Their Mortgage Broker
As a doctor, your career is demanding and rewarding, but it can also make buying a home feel more complicated. You’ve likely spent years studying, working long hours, and managing a heavy workload, all while juggling financial pressures. Now that you’re ready to purchase your first home or refinance an existing property, you want to […]
How to Secure the Best Mortgage Rates as a Medical Professional
When it comes to buying a home, securing a mortgage is often one of the most critical and sometimes stressful steps in the process. For medical professionals, however, there are unique advantages that can help make securing the best mortgage rates easier. With stable incomes, job security, and a solid financial outlook, doctors and other […]
Top Benefits of Home Loans for Doctors in Australia
Are you aware of the exclusive financial advantages offered through home loans for doctors in Australia? Medical professionals, especially doctors, can access unique perks when securing home loans, thanks to their stable incomes and trusted career paths. From waived Lenders Mortgage Insurance (LMI) to higher borrowing capacity and lower interest rates, these benefits are tailored […]