Business Equipment Loans in Australia: A Practical Guide for Business Owners
Running a business in Australia often means relying on vehicles, machinery, technology, or specialised tools to generate income. Replacing or upgrading that equipment can be expensive, and paying upfront may reduce working capital at a time when cash flow needs to stay stable. Business equipment loans are commonly used by Australian businesses to fund essential […]
Financing Heavy Machinery: How to Get the Best Loans for Construction and Earthmoving Equipment
Heavy machinery is one of the biggest investments a construction or earthmoving business will make. Excavators, bulldozers, loaders, cranes, and specialised plant are essential to winning contracts and getting work done — but paying for them upfront can put serious pressure on cash flow. Heavy machinery loans allow Australian builders, civil contractors, and plant operators […]
The Ultimate Guide to Farm & Agricultural Machinery Loans in Australia
Australian farming is changing fast. Between rising input costs, climate variability, and rapid advances in precision agriculture, investing in the right machinery has never been more important — or more expensive. That’s why farm machinery loans are one of the most common finance tools used by Australian farmers to upgrade tractors, harvesters, irrigation systems, and […]
$20,000 Instant Asset Write-Off 2025–26: How Equipment Finance Tax Benefits Work in Australia
If you’re a small business owner, tradie, or contractor planning an equipment purchase before 30 June 2026, understanding how the instant asset write-off works alongside equipment finance could save you thousands. The $20,000 instant asset write-off for equipment allows eligible businesses to claim the full cost of qualifying assets as an immediate tax deduction in […]
Equipment Refinancing & Sale-Leaseback: Unlock Cash from Assets You Already Own
If your business owns valuable equipment — trucks, trailers, plant, workshop machinery, medical gear, or commercial-fitout equipment — you may be sitting on a hidden source of working capital. Instead of leaving that value locked up on the balance sheet, some Australian businesses use equipment refinance or sale-leaseback to convert owned assets into cash while […]
Used Equipment Finance Australia: Loans for Second-Hand Machinery & Private Sales
Buying pre-owned machinery can be a smart way to keep cash in the business while still upgrading capability. But finance can feel less straightforward when the asset is older, the seller is private, or the equipment doesn’t come with a neat dealer invoice. This guide to used equipment finance Australia explains how lenders typically assess […]
Equipment Finance for Startups & New Businesses: How to Get Approved Under 2 Years ABN
Getting equipment finance can be challenging when your ABN is new, your trading history is short, or your financials don’t yet show a full year of consistent revenue. That’s why many lenders treat newer businesses differently to established operators — even if you’ve got strong skills, solid contracts, and clear demand. This guide explains how […]