Is Equity Financing the Secret to Your Business Growth?
Understanding business financing can be challenging, especially when deciding the best way to fund your company’s growth. Equity financing is a powerful option, providing businesses with the capital they need without debt burden. This guide will explore the intricacies of equity financing, explaining its functionality, benefits, and how it compares to other funding methods. Whether […]
How To Get Approved When Refinancing Your Home Loan
An incalculable number of Australians are refinancing home loans as rates continue to hike from record lows at the first quota of 2022 to an all-time high of 3.35%. Australia Bureau of Statistics discovered that in July 2022, over $17 billion worth of loans were moved to an alternative lender – no thanks to the […]
What is Refinancing a Home Loan & How to Reshape Your Financial Future
Refinancing your home loan in Australia is a financial strategy that can help you save money, reduce your monthly mortgage payments, and even reshape your overall financial future. Whether you’re a first-time homebuyer or a seasoned homeowner, understanding what is refinancing a home loan can empower you to make informed decisions about your mortgage. In […]
How to Refinance Mortgage with Bad Credit? Challenges & Winning Strategies
Refinancing a mortgage can offer numerous benefits, such as lowering monthly payments, reducing interest rates, and shortening the loan term. These advantages can significantly enhance your financial stability and savings. However, for those with bad credit, the refinancing process presents unique challenges that can make these benefits harder to achieve. Understanding and overcoming these obstacles […]
First Home Buyer Scheme delivering results…
The federal government’s Home Guarantee Scheme (HGS) is helping first home buyers on modest incomes enter the market with small deposits, according to research commissioned by the National Housing Finance and Investment Corporation. Some of the key findings from the research were: The research also found that the average HGS property has enjoyed an equity […]
Why Australian Property Prices Are So High
Over the past decade, Australian property prices have soared due to low interest rates, limited housing supply, and strong demand from both domestic and international buyers. The RBA (Reserve Bank of Australia) lowered the interest rates several times between 2011 and 2019, reaching a historic low of 0.75% by October 2019. During this time, house […]
Australia’s property market passes the $10trn milestone…
In 2023, Australia’s property market achieved a historic milestone by surpassing the $10 trillion mark for the first time. This landmark achievement highlights the market’s sustained growth and resilience despite various economic challenges. Historically, the Australian property market has shown robust performance with significant value appreciation. For example, it surpassed $5 trillion in 2013 during […]