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Family Guarantee Home Loans: Buy Sooner with No Deposit

Saving a 20% deposit while keeping up with rent and rising living costs can be challenging for many Australians. For many first home buyers and single parents, the upfront cost of homeownership is one of the biggest hurdles to overcome. A Family Guarantee Home Loan could be the support you need to buy a home […]

Franking Credits: The Hidden Advantage Investors Use

Chris Raymond with a client

Ever wondered why some investors seem to earn more from dividends, even when they hold the same shares? It is not always about choosing better companies. In many cases, the difference comes down to understanding how tax works in your favour. One often overlooked feature of dividend income is franking credits, which can help improve […]

Beyond First Homes: Other Ways to Avoid Transfer Duty in QLD

When buying property in Queensland, transfer duty (also known as stamp duty) is one of the most significant upfront costs to plan for. But what many buyers don’t realise is that some may qualify for a stamp duty exemption in QLD, depending on their situation. While much of the attention in 2025 has been on […]

Two-thirds of property investors are negatively geared…

Innovative Solutions For Surry Hills

Surveys of property investors have confirmed that although investing can be a fantastic way to build long-term wealth, investors need to be prepared to weather periods of negative cash flow, especially in the early years. The Property Investment Professionals of Australia (PIPA) found that 65% of the investors they surveyed were negatively geared in 2024, […]

Inflation remains within RBA’s target range…

Understanding LVR for Investment Loans A Complete Guide

The latest inflation data, which were recorded before the USA’s recent series of tariff announcements, show further progress in the battle against inflation, making future interest rate cuts more likely. The annual headline inflation rate fell from 2.5% in January to 2.4% in February, according to the Australian Bureau of Statistics, which was the seventh […]

Most home loan customers could withstand a financial downturn: RBA

The Reserve Bank of Australia (RBA) has found “the vast majority of borrowers would remain able to service their debt under a range of plausible economic scenarios”, according to the central bank’s latest Financial Stability Review. Crucially, about 97% of borrowers have positive cash flow, which means they’re able to meet their mortgage commitments and potentially […]

Stamp Duty in South Australia: What Home Buyers Should Know

stamp-duty-south-australia

Buying a home in South Australia is exciting. But if you’ve started budgeting for your deposit, chances are you’ve already run into one of the most frustrating upfront costs: stamp duty. It’s not just another box to tick. For many buyers, especially first-timers, it can be the deal-breaker between moving forward confidently and putting their […]