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Property investors very active in the market right now…

Home loan volumes have significantly increased over the past year, especially among investors. Investors committed to $10.67 billion of mortgages in May, according to the latest data from the Australian Bureau of Statistics. That was 29.5% higher than the year before. At the same time, owner-occupier borrowing activity rose 12.2%, to $18.13 billion. Investors were […]

New vendor data shows interesting sales trends…

Cross-Securitisation

Record property prices are proving to be good news for vendors, with 94.3% of all vendors in the March quarter selling their home for more than they’d originally paid, according to CoreLogic. That was the fourth consecutive quarterly increase and the highest share since 2010. However, the share of vendors who made a gross profit […]

First home buyers and single parents get more housing support…

The federal government has allocated another 50,000 places across Australia to its Home Guarantee Scheme (HGS) for the 2024-25 financial year. That includes 35,000 places for the First Home Guarantee and 10,000 for the Regional First Home Buyer Guarantee. Under the first program, the government supports eligible first home buyers to purchase a property with […]

Should You Buy a House with Your Parents in Sydney? Key Benefits and Things to Consider

Buying a house with parents

In today’s competitive Sydney property market, many families are exploring new ways to achieve homeownership. One popular option is purchasing a house with parents, which is both financially smart and helps strengthen family ties. This blog will cover everything you need to know about buying a house with your parents, including financial planning, living arrangements, […]

Cross-Securitisation vs. Stand-Alone Securities: Which is Right for Your Investment Strategy?

Cross-Securitisation

Investing in financial markets offers many choices, each with its own benefits and risks. Two main options are cross-securitisation and stand-alone securities, known for their unique features and possible returns. Cross-securitisation means combining different financial assets, while stand-alone securities are tied to a single asset. It’s important to know these differences to make smart investment […]

Record loan sizes increase the need to shop around…

With property prices at record levels, the size of the average mortgage has also hit new highs, making it more important than ever that you shop around for the right loan. Australia’s median property price reached a record $794,000 in June, up 8.0% year on year, according to CoreLogic. Meanwhile, the size of the average […]

Trust Loans and Investing: Manage Wealth and Reduce Taxes

trust loans

Trust loans and investing in trusts are strong financial tools that can help people manage their money, protect their assets, and lower their taxes. Understanding these options can offer significant advantages to first-time homebuyers, seasoned real estate investors, mortgage brokers and financial advisors. This guide will cover the basics of trust loans and the benefits […]