Author: Chris Raymond

Chris Raymond, the principle broker and founder of Unconditional Finance, stands as a beacon of expertise and dedication in the financial industry. With an extensive background and a wealth of experience, Chris has crafted a legacy rooted in the meticulous structuring of loans tailored to meet the unique needs of his clients. His profound understanding of the market, coupled with his personal experience as an investor, empowers him to guide clients in expanding their property portfolios sustainably and in alignment with their long-term financial objectives. Unconditional Finance, under Chris's leadership, has emerged as an award-winning mortgage broking company specializing in property investment finance, residential, commercial, and asset finance. Chris's exceptional contributions to the field have not gone unnoticed. Over the years, he has garnered numerous awards and accolades, consistently securing a place in the top 100 broker list multiple times. This recognition is a testament to his unwavering commitment to excellence and his ability to navigate the complexities of finance with precision and insight. Chris is passionate about educating his clients on the entire lending process, offering clear guidance and advice so they can make informed decisions. He works closely with his clients to determine which loan from his extensive network of lenders will best meet their financial goals. He then negotiates with lenders to secure the best possible loan terms, ensuring alignment with his clients' objectives. From completing paperwork to managing loans through to settlement, Chris handles all aspects of the lending process, monitoring loans post-settlement to maintain their competitiveness. Whether clients are in the market for their first home, their next home, or an investment property, Chris is there to help. He excels at finding lower interest rates, reducing repayments, and shortening loan terms, ensuring his clients always have the most advantageous financial arrangements. Beyond his professional achievements, Chris is a devoted family man. He cherishes time spent with his wife and two young sons, often finding joy in the simple pleasures of family life. An avid sports enthusiast, Chris's love for watching sports serves as a perfect balance to his dynamic career. Chris Raymond's journey is one of passion, perseverance, and profound impact. At the helm of Unconditional Finance, he continues to set new standards in the industry, fostering growth and financial success for his clients while nurturing a rich and fulfilling personal life. If you need an award-winning mortgage broker or want to know how Chris can assist you, don't hesitate to get in touch or connect.

Fixer-Upper vs. Move-In Ready: Which Sydney Home Suits Your Needs?

Deciding to buy a home is a big step, especially when you’re choosing between a fixer-upper or a move-in ready house in Sydney. Each choice has its own pros and cons, which can make the decision both exciting and overwhelming. This guide is designed to help you explore the pros and cons of both, helping […]

Which Mortgage is Right for Your Retirement? Discover Options That Secure Your Future

Retirement is an exciting new chapter, but it often comes with the need to rethink finances, especially when it comes to housing. As retirees face common challenges like managing cash flow, downsizing, or accessing home equity, understanding mortgage options becomes crucial. This guide is here to help you make informed decisions, aligning your mortgage choices […]

How Low Deposit Home Loans Can Make Sydney Homeownership a Reality

Owning a home in Sydney is a dream for many, but saving for a 20% deposit can feel overwhelming, especially with property prices continuing to climb. The good news? You don’t have to wait for years. Low deposit home loans can bring you closer to your dream home with just 5% upfront, making the path […]

Make Your Offer Stand Out: Simple Tips to Win in a Competitive Market

In today’s real estate market, particularly in sought-after areas, multiple offer situations are becoming increasingly common. When numerous buyers are competing for the same property, it’s vital to have a well-crafted strategy that will make your offer stand out. At Unconditional Finance, we specialise in helping you develop that winning strategy, ensuring your offer shines […]

Westpac’s New Mortgage Policy: Making Refinancing Easier for Australian Homeowners

In response to rising interest rates and the tightening of lending standards, Westpac has introduced a new streamlined mortgage refinancing policy. This policy is designed to ease the refinancing process for eligible customers, potentially offering significant financial benefits and helping some homeowners escape what is often referred to as “mortgage prison.” At Unconditional Finance, we […]

Is Stamp Duty Tax Deductible on Your Sydney Investment Property? Here’s What You Need to Know

Stamp dStamp duty is one of the most significant costs property investors in Sydney must consider. This one-time tax can heavily impact your cash flow and overall investment strategy. At Unconditional Finance, we prioritise helping you navigate the complexities of property investment, including understanding and managing the financial implications of stamp duty. Our team of […]

Thinking About Property Development in Sydney? Here’s What You Need to Know

Property development is an exciting and potentially profitable field, offering the opportunity to make significant financial gains and contribute to the growth of urban areas like Sydney. Whether you’re a seasoned investor or new to real estate, understanding the details of property development is essential for success. This journey involves selecting the right project, navigating […]