Author: Chris Raymond

Chris Raymond, the principle broker and founder of Unconditional Finance, stands as a beacon of expertise and dedication in the financial industry. With an extensive background and a wealth of experience, Chris has crafted a legacy rooted in the meticulous structuring of loans tailored to meet the unique needs of his clients. His profound understanding of the market, coupled with his personal experience as an investor, empowers him to guide clients in expanding their property portfolios sustainably and in alignment with their long-term financial objectives. Unconditional Finance, under Chris's leadership, has emerged as an award-winning mortgage broking company specializing in property investment finance, residential, commercial, and asset finance. Chris's exceptional contributions to the field have not gone unnoticed. Over the years, he has garnered numerous awards and accolades, consistently securing a place in the top 100 broker list multiple times. This recognition is a testament to his unwavering commitment to excellence and his ability to navigate the complexities of finance with precision and insight. Chris is passionate about educating his clients on the entire lending process, offering clear guidance and advice so they can make informed decisions. He works closely with his clients to determine which loan from his extensive network of lenders will best meet their financial goals. He then negotiates with lenders to secure the best possible loan terms, ensuring alignment with his clients' objectives. From completing paperwork to managing loans through to settlement, Chris handles all aspects of the lending process, monitoring loans post-settlement to maintain their competitiveness. Whether clients are in the market for their first home, their next home, or an investment property, Chris is there to help. He excels at finding lower interest rates, reducing repayments, and shortening loan terms, ensuring his clients always have the most advantageous financial arrangements. Beyond his professional achievements, Chris is a devoted family man. He cherishes time spent with his wife and two young sons, often finding joy in the simple pleasures of family life. An avid sports enthusiast, Chris's love for watching sports serves as a perfect balance to his dynamic career. Chris Raymond's journey is one of passion, perseverance, and profound impact. At the helm of Unconditional Finance, he continues to set new standards in the industry, fostering growth and financial success for his clients while nurturing a rich and fulfilling personal life. If you need an award-winning mortgage broker or want to know how Chris can assist you, don't hesitate to get in touch or connect.

Foreclosed or Traditional? Deciding the Best Way to Buy a Home in Sydney

Choosing the right property in Sydney can be tough, especially when deciding between a foreclosed home and a traditional sale. Both options have their pros and cons, and making the right choice can impact your finances and future plans. At Unconditional Finance, we understand the challenges and are here to guide you through the complexities. […]

Closing the Gender Savings Gap: What Aussies Need to Know at Every Age

Have you ever wondered why men tend to have more in savings than women? Recent data from Savings.com has revealed some surprising numbers. For example, Aussie men in their 50s and 60s have around $106,000 in savings. Women in the same age group? Less than $23,000. This savings gap isn’t random. It’s a real issue […]

Struggling with Mortgage Rejections? Here’s What You Need to Know

Applying for a mortgage in Sydney can feel overwhelming, especially when you’re uncertain about the factors that could lead to rejection. Even with careful preparation, issues like credit history, income stability, or common application errors can put your approval at risk. Understanding these hurdles is essential to avoid costly mistakes and improve your chances of […]

Mortgage Brokers or Direct Lenders – Which is the Best Choice for Your Home Loan?

Finding the right home loan in Sydney’s competitive market can be challenging, especially with so many choices at your fingertips. Should you use a mortgage broker or go directly to a lender? This decision can significantly impact your approval chances, loan costs, and overall experience. Each option comes with unique benefits, and understanding which path […]

14 Factors to Help You Decide Whether to Buy Property in Sydney Now or Wait

Planning to buy property in Sydney? Deciding whether to buy now or wait can be overwhelming, especially with so many factors—like interest rates, property prices, and your personal finances—playing a role in the decision-making process. By breaking down the 14 key factors that influence the Sydney property market, this guide will help you make a […]

17 Costly Mortgage Mistakes Sydney Homebuyers Make and How to Avoid Them

Planning to buy a home in Sydney? The mortgage process can be overwhelming, and it’s easy to make mistakes that lead to financial stress and regret. The good news is that with the right knowledge and guidance, these errors are completely avoidable. At Unconditional Finance, we’ve helped countless homebuyers navigate the complexities of the Sydney […]

New Build or Existing Home? Find Out Which Property is the Smartest Investment

Choosing the right property is one of the most critical decisions for any investor. With so many factors to consider, deciding between a new building and an existing home can feel overwhelming. Each option has its own set of pros and cons, and making the wrong decision can impact your financial goals. At Unconditional Finance, […]