Author: Chris Raymond

Chris Raymond, the principle broker and founder of Unconditional Finance, stands as a beacon of expertise and dedication in the financial industry. With an extensive background and a wealth of experience, Chris has crafted a legacy rooted in the meticulous structuring of loans tailored to meet the unique needs of his clients. His profound understanding of the market, coupled with his personal experience as an investor, empowers him to guide clients in expanding their property portfolios sustainably and in alignment with their long-term financial objectives. Unconditional Finance, under Chris's leadership, has emerged as an award-winning mortgage broking company specializing in property investment finance, residential, commercial, and asset finance. Chris's exceptional contributions to the field have not gone unnoticed. Over the years, he has garnered numerous awards and accolades, consistently securing a place in the top 100 broker list multiple times. This recognition is a testament to his unwavering commitment to excellence and his ability to navigate the complexities of finance with precision and insight. Chris is passionate about educating his clients on the entire lending process, offering clear guidance and advice so they can make informed decisions. He works closely with his clients to determine which loan from his extensive network of lenders will best meet their financial goals. He then negotiates with lenders to secure the best possible loan terms, ensuring alignment with his clients' objectives. From completing paperwork to managing loans through to settlement, Chris handles all aspects of the lending process, monitoring loans post-settlement to maintain their competitiveness. Whether clients are in the market for their first home, their next home, or an investment property, Chris is there to help. He excels at finding lower interest rates, reducing repayments, and shortening loan terms, ensuring his clients always have the most advantageous financial arrangements. Beyond his professional achievements, Chris is a devoted family man. He cherishes time spent with his wife and two young sons, often finding joy in the simple pleasures of family life. An avid sports enthusiast, Chris's love for watching sports serves as a perfect balance to his dynamic career. Chris Raymond's journey is one of passion, perseverance, and profound impact. At the helm of Unconditional Finance, he continues to set new standards in the industry, fostering growth and financial success for his clients while nurturing a rich and fulfilling personal life. If you need an award-winning mortgage broker or want to know how Chris can assist you, don't hesitate to get in touch or connect.

NDIS Investment Scheme Explained: Which Path Suits You Best?

As the need for purpose-built, accessible housing in Australia continues to grow, National Disability Insurance Scheme (NDIS) properties offer a unique chance for investors to diversify their portfolio while making a meaningful social contribution. In this blog post, Unconditional Finance will guide you through the different pathways to NDIS investment. We’ll equip you […]

Compliance and Regulations for NDIS Property Investments: What Investors Must Know

Understanding the compliance and regulations for National Disability Insurance Scheme (NDIS) property investments, particularly Specialist Disability Accommodation (SDA), is vital for investors. Even if you decide to partner with an SDA provider, who will be in charge of handling the operations and compliance for your SDA property, as an investor, you still need to understand […]

NDIS Property Location Secrets: How to Pick the Best Spot for Maximum Returns

If you’re thinking of investing in a National Disability Insurance Scheme (NDIS) property, location is one of the most critical factors to consider. The right location not only impacts the potential success of your investment but also plays a vital role in the daily lives of NDIS participants. So, how do you go about selecting […]

Exploring Exit Plans for Your SMSF Property Investments

As we have established so far, investing in property through a Self-Managed Superannuation Fund (SMSF) is a great way to build wealth for retirement. It gives you more control over your retirement savings and allows you to select specific properties that align with your financial goals. But, when it comes to investments, one thing is […]

Tips for Managing Cash Flow in an SMSF with a Property Loan

Investing in property through a Self-Managed Superannuation Fund (SMSF) presents a valuable opportunity for wealth creation. However, one of the significant challenges faced by SMSF trustees is maintaining a healthy cash flow, particularly when managing an SMSF loan. Effective cash flow management is needed to ensure that trustees can meet loan repayments, cover property expenses, […]

Building a Diversified SMSF Portfolio: The Smart Approach to Property Investments

Investing in property through a Self-Managed Superannuation Fund (SMSF) has become quite an appealing option for many Australians aiming to grow their retirement savings. This is particularly because property investment offers the potential for both steady rental income and long-term capital growth, making it an attractive component of a well-rounded SMSF portfolio. However, like any […]

Understanding Interest Rates: Their Impact on SMSF Loans

If you’re managing your superannuation fund, you’ve probably considered borrowing to invest in property. Self-Managed Super Funds (SMSFs) allow for this through specialised SMSF loans. But, there’s a major factor you need to wrap your head around: interest rates. Interest rates play a pivotal role in determining the total cost of your loan and the […]