Author: Chris Raymond

Chris Raymond, the principle broker and founder of Unconditional Finance, stands as a beacon of expertise and dedication in the financial industry. With an extensive background and a wealth of experience, Chris has crafted a legacy rooted in the meticulous structuring of loans tailored to meet the unique needs of his clients. His profound understanding of the market, coupled with his personal experience as an investor, empowers him to guide clients in expanding their property portfolios sustainably and in alignment with their long-term financial objectives. Unconditional Finance, under Chris's leadership, has emerged as an award-winning mortgage broking company specializing in property investment finance, residential, commercial, and asset finance. Chris's exceptional contributions to the field have not gone unnoticed. Over the years, he has garnered numerous awards and accolades, consistently securing a place in the top 100 broker list multiple times. This recognition is a testament to his unwavering commitment to excellence and his ability to navigate the complexities of finance with precision and insight. Chris is passionate about educating his clients on the entire lending process, offering clear guidance and advice so they can make informed decisions. He works closely with his clients to determine which loan from his extensive network of lenders will best meet their financial goals. He then negotiates with lenders to secure the best possible loan terms, ensuring alignment with his clients' objectives. From completing paperwork to managing loans through to settlement, Chris handles all aspects of the lending process, monitoring loans post-settlement to maintain their competitiveness. Whether clients are in the market for their first home, their next home, or an investment property, Chris is there to help. He excels at finding lower interest rates, reducing repayments, and shortening loan terms, ensuring his clients always have the most advantageous financial arrangements. Beyond his professional achievements, Chris is a devoted family man. He cherishes time spent with his wife and two young sons, often finding joy in the simple pleasures of family life. An avid sports enthusiast, Chris's love for watching sports serves as a perfect balance to his dynamic career. Chris Raymond's journey is one of passion, perseverance, and profound impact. At the helm of Unconditional Finance, he continues to set new standards in the industry, fostering growth and financial success for his clients while nurturing a rich and fulfilling personal life. If you need an award-winning mortgage broker or want to know how Chris can assist you, don't hesitate to get in touch or connect.

Understanding Lenders Mortgage Insurance (LMI) and How Doctors Can Avoid It

Lenders Mortgage Insurance (LMI) is an additional cost most homebuyers face when they secure a mortgage with less than a 20% deposit. While this insurance protects the lender, it often adds significant upfront costs for the borrower. However, doctors and other medical professionals enjoy unique advantages when avoiding LMI. For medical professionals, particularly doctors, there […]

5 Reasons Why Doctors Are Ideal Candidates for Home Loans

Homeownership is one of the most significant financial commitments anyone can make, but it’s also one of the best long-term investments. — most especially for medical professionals. The path to homeownership can be smoother for medical professionals than for others, thanks to their stable income and secure career prospects. Lenders highly favour doctors and other […]

Business Loan Myths Debunked: Separating Facts from Fiction

In today’s fast-paced business world, securing the right funding is essential for growth, whether you’re a small startup or an established company looking to expand. But when it comes to business loans, you’ve likely heard all sorts of myths, like only large corporations can get loans or that you need perfect credit to even be […]

Applying for a Home Loan as a Doctor: A Step-by-Step Guide

Applying for a home loan is often seen as a daunting process, especially for busy professionals like doctors. Between handling patient care, balancing hectic schedules, and managing personal commitments, navigating the world of mortgages can feel overwhelming. Fortunately, applying for a home loan as a doctor comes with unique advantages that can make it easier […]

The Role of a Business Loan in Digital Marketing and Online Growth

In today’s digital world, having a strong online presence is important for any business looking to grow. Whether you’re a small local store or an online business looking to reach more customers, digital marketing is the key. But let’s face it, building that online presence takes money, and that’s where a business loan for digital […]

How to Maximise Tax Deductions on Your Business Loan

Running a business can get expensive, but the good news is that business loan tax deductions can help you save money. The tax system allows you to lower your taxable income by deducting certain costs related to your loan. But knowing which expenses qualify and how to claim them can be tricky. In this blog, […]

How Business Loans Support Sustainable Business Practices

Running a business today isn’t just about making money. It’s also about doing the right thing for the environment. Many businesses are trying to go green by using renewable energy or reducing waste, but these changes can be costly and tough to fund. That’s where Unconditional Finance comes in. We’re here to help you achieve […]