Author: Chris Raymond

Chris Raymond, the principle broker and founder of Unconditional Finance, stands as a beacon of expertise and dedication in the financial industry. With an extensive background and a wealth of experience, Chris has crafted a legacy rooted in the meticulous structuring of loans tailored to meet the unique needs of his clients. His profound understanding of the market, coupled with his personal experience as an investor, empowers him to guide clients in expanding their property portfolios sustainably and in alignment with their long-term financial objectives. Unconditional Finance, under Chris's leadership, has emerged as an award-winning mortgage broking company specializing in property investment finance, residential, commercial, and asset finance. Chris's exceptional contributions to the field have not gone unnoticed. Over the years, he has garnered numerous awards and accolades, consistently securing a place in the top 100 broker list multiple times. This recognition is a testament to his unwavering commitment to excellence and his ability to navigate the complexities of finance with precision and insight. Chris is passionate about educating his clients on the entire lending process, offering clear guidance and advice so they can make informed decisions. He works closely with his clients to determine which loan from his extensive network of lenders will best meet their financial goals. He then negotiates with lenders to secure the best possible loan terms, ensuring alignment with his clients' objectives. From completing paperwork to managing loans through to settlement, Chris handles all aspects of the lending process, monitoring loans post-settlement to maintain their competitiveness. Whether clients are in the market for their first home, their next home, or an investment property, Chris is there to help. He excels at finding lower interest rates, reducing repayments, and shortening loan terms, ensuring his clients always have the most advantageous financial arrangements. Beyond his professional achievements, Chris is a devoted family man. He cherishes time spent with his wife and two young sons, often finding joy in the simple pleasures of family life. An avid sports enthusiast, Chris's love for watching sports serves as a perfect balance to his dynamic career. Chris Raymond's journey is one of passion, perseverance, and profound impact. At the helm of Unconditional Finance, he continues to set new standards in the industry, fostering growth and financial success for his clients while nurturing a rich and fulfilling personal life. If you need an award-winning mortgage broker or want to know how Chris can assist you, don't hesitate to get in touch or connect.

Australia’s Four-Year Low Inflation: What It Means for the Cash Rate and Your Finances

Don’t miss our LinkedIn post where we first shared this exciting update! The recent drop in Australia inflation rate is remarkable, marking the lowest point in nearly four years. At 2.8% for the September quarter, inflation now sits comfortably within the Reserve Bank of Australia inflation target range of 2-3%. This shift has led to […]

Empowering the Self-Employed: How Bankwest’s ‘Simple Self-Employed’ Policy is Changing the Game

Don’t miss our LinkedIn post where we first shared this exciting update! Securing self-employed home loans isn’t always easy. Traditional lending policies often prioritise steady, long-term income—a requirement that can be challenging if you’re growing a business or just starting to pay yourself a wage. For many entrepreneurs, this creates a major hurdle to homeownership. […]

Innovative Financing Options for Female Entrepreneurs

Starting and growing a business is one of the most exciting yet challenging journeys a woman can take. One of the biggest challenges is getting the right funding to bring your vision to life. Despite the success of many women-led businesses, it’s still harder for female entrepreneurs to access the capital they need. However, with […]

How to Use a Business Loan to Expand into International Markets

Taking your business into international markets is a great way to grow, but it does come with challenges. Whether you’re a well-established business looking to tap into new markets or a small company exploring global potential, going international requires planning, research, and, most importantly, funding. That’s where a business loan for global expansion can make […]

Is a Business Loan Really Better Than Venture Capital? Find Out!

When it comes to starting or growing a business, one of the biggest hurdles is figuring out how to fund it. Whether you’re looking to scale your operations or keep your business running smoothly, the right funding solution can make all the difference. But should you take out a business loan or give up some […]

Avoid These 9 Common Commercial Property Loan Mistakes

Applying for a commercial property loan can feel overwhelming, filled with paperwork, financial calculations, and decisions that can make or break your business’s future. If you’re not careful, simple mistakes can cause delays, added costs, or even rejection of your loan application. Whether this is your first time navigating commercial property financing or you’re a […]

Understanding Lenders Mortgage Insurance (LMI) and How Doctors Can Avoid It

Lenders Mortgage Insurance (LMI) is an additional cost most homebuyers face when they secure a mortgage with less than a 20% deposit. While this insurance protects the lender, it often adds significant upfront costs for the borrower. However, doctors and other medical professionals enjoy unique advantages when avoiding LMI. For medical professionals, particularly doctors, there […]