Interest Rates Drop to 4.1% – Homeowners & Investors Take Note
The RBA interest rate cut of 0.25% has lowered the cash rate to 4.1%, marking the first interest rate reduction since the early pandemic era. This shift comes after a period of elevated interest rates aimed at curbing inflation, and it could offer some financial relief to Australian borrowers, depending on their circumstances. RBA Governor […]
How to Reduce Capital Gains Tax on Shares in Australia: Smart Strategies for Investors
Investing in shares can be a great way to build wealth, but when you sell, you might have to pay capital gains tax (CGT), which could reduce your profits. While avoiding CGT entirely may not always be possible, there are strategies that could potentially reduce it or help manage when it is paid. If you’re […]
More Retirees Are Turning to Reverse Mortgages – Here’s Why
Don’t miss our LinkedIn post where we first shared this exciting update! More and more older Australians are opting to apply for ‘Reverse Mortgages‘. This type of specialty lending offers homeowners the chance to borrow money against the equity of their homes. That equity is used as a security in the loan. Retired boomers are […]
Big Changes at Commonwealth Bank & Westpac – What It Means for Mortgage Brokers
Don’t miss our LinkedIn post where we first shared this exciting update! Some big changes are happening in Australia’s mortgage industry, and if you’re a broker, you’ll want to pay close attention. At Unconditional Finance, we stay on top of industry shifts, giving brokers the insights they need to stay prepared and adapt with confidence. […]
The Best Home Loan Features for Accountants Who Love to Save
Accountants have a unique advantage when it comes to building wealth. With a strong understanding of tax laws, financial planning, and cash flow management, they are in a prime position to make smart investment decisions. One of the best ways for accountants to grow their wealth is through investment properties. In Australia, real estate has […]
How Accountants Can Use Investment Properties to Build Wealth
Accountants have a unique advantage when it comes to building wealth. With a strong understanding of tax laws, financial planning, and cash flow management, they are in a prime position to make smart investment decisions. One of the best ways for accountants to grow their wealth is through investment properties. In Australia, real estate has […]
The Smartest Ways for Accountants to Structure Their Home Loan
As an accountant, you have a strong financial profile, making you an attractive borrower in the eyes of lenders. However, the way you structure your home loan can significantly impact your cash flow, tax benefits, and long-term financial stability. Many accountants overlook loan structuring, missing opportunities to save thousands on interest and taxes. In this […]