Why Banks Trust Accountants More for Home Loans
Buying a home is a major milestone, but securing a home loan can be challenging unless you are an accountant. In Australia, accountants have a clear advantage when applying for a mortgage. Banks see them as low-risk borrowers, which makes approvals easier and often results in better interest rates. But why do banks trust accountants […]
RBA Rate Cuts in 2025? What It Means for Homeowners, Investors & First-Home Buyers
Don’t miss our LinkedIn post where we first shared this exciting update! The chatter around interest rates has been non-stop, and for a good reason. With Westpac and ANZ now tipping the Reserve Bank of Australia (RBA) to start cutting rates as early as February, while NAB holds firm on a May forecast (for now), […]
Debt Recycling: A Smart Strategy to Pay Off Your Mortgage & Grow Wealth
Have you ever wondered if there’s a way to turn your home loan into an investment tool? Debt recycling might be the answer. It’s a strategy that converts (recycles) your non-deductible (bad) debt into tax-deductible (good) debt, helping you pay off your mortgage faster while investing for the future. But is debt recycling worth it? […]
Common Mistakes First Home Buyers Make That You Should Avoid
For many first-time home buyers, the excitement of purchasing a home can quickly turn into stress when faced with unexpected challenges. Hidden costs like stamp duty or inspections, complicated processes such as securing a loan, and making decisions about contracts or offers can feel overwhelming. These hurdles often leave buyers confused and unsure about the […]
Home Loan Pre-Approval for First Home Buyers
Buying your first home is a big achievement, but it’s normal to feel unsure about where to start. From figuring out how much you can borrow to understanding Australia’s competitive property market, the process can feel a bit overwhelming, especially for first-home buyers. The good news is that home loan pre-approval is a simple step […]
Transform Your Investment Property with Renovation Loans
Investing in real estate is a smart way to build wealth, and renovating your property can greatly increase its value. For Australian investors, renovation loans provide a simple way to boost rental income and property value. Unconditional Finance is here to guide you through the process, offering options to match your investment goals. Whether you’re […]
Townsville’s Property Market Set to Boom in 2025: Here’s What You Need to Know
Don’t miss our LinkedIn post where we first shared this exciting update! Are you wondering where Australia’s property market is headed in 2025? If you think Sydney and Melbourne are the only places to watch, think again. There is one city that experts say will experience the biggest growth next year, Townsville. Located in North […]