October 2025: How Australia’s 5% Deposit Scheme Opportunity Just Changed Everything
The countdown has begun. In just weeks, Australia’s property landscape transforms forever. While most first home buyers are still calculating 20% deposits and avoiding Lenders Mortgage Insurance costs, a select group of prepared buyers will walk into October with a game-changing advantage. The question isn’t whether you’ll benefit from these changes—it’s whether you’ll be ready […]
First Home Guarantee in Sydney: Your 5% Deposit Path From October 2025
The First Home Guarantee in Sydney increases price caps to $1.5m from 1 October 2025, allowing you to buy with a 5% deposit and avoid LMI. See what this means for suburbs, auctions, and repayments, then map a clear plan for your first home.
Self-Employed Home Loans: What the Big Banks Just Changed (And What Still Needs to Catch Up)
If you’re self-employed and have ever applied for a home loan, you already know the drill: more questions, more documents, more hurdles. Even with a thriving business, getting approved for self-employed home loans through traditional banks has often been harder than necessary. But in a welcome shift, several major banks have finally started changing how […]
Big Change in Tax Debt Rules: What Aussie Small Businesses Need to Know Now
Don’t miss our LinkedIn post where we first shared this exciting update! Are you carrying an ATO tax debt and relying on the interest to be deductible? That loophole just closed. As of 2025, interest charged by the Australian Taxation Office (ATO) is no longer tax deductible, even if you’re on a payment plan. With […]
Home Loans for New Teachers: 10 Expert Tips Before You Apply
Starting your teaching career is a milestone to be proud of. You’ve worked hard to get here, and now you’re thinking about building a future beyond the classroom as well. But when it comes to home loans for new teachers, it’s completely normal to feel unsure about where to start, especially if you’re on a […]
Teacher Home Loans and Grants for First-Time Buyers
Stepping into your first home is a moment many teachers look forward to. It’s more than just having a place to call your own. It’s about being part of the community you serve, creating stability, and building a future on your terms. While it may seem like a big leap, owning your first home could […]
Getting a Home Loan with Part-Time or Casual Teaching Income
Are you a part-time or casual teacher wondering if homeownership is realistically within reach? You’re not alone. Many educators across Australia juggle unpredictable timetables, term breaks, and varying contracts, leaving them unsure if banks will see them as “stable enough” for a mortgage. The good news? You can qualify for a home loan as a […]