Shared-Equity, Co-Ownership and New Government Models for First Home Buyers

For many Australians trying to buy their first home, the challenge is no longer just about saving harder or cutting back on spending. Property prices in many parts of the country have continued to outpace wage growth, while interest rate buffers and living costs remain high. Even buyers with stable jobs and sensible budgets can […]
Building Your First Home vs Buying an Existing Home: A First Home Buyer Guide

For many Australians, buying a first home is not just a financial milestone. It is a decision that can shape your lifestyle, your cash flow, and your long-term plans for years to come. Before you even compare interest rates or lenders, there is one major question most first home buyers wrestle with. Do you build […]
Can You Get a Home Loan on a Casual or Part-Time Income? Lender Policies Explained

Buying with casual or part-time income can be possible, but lender policies vary. This guide explains how income is commonly assessed, what evidence lenders usually want, and why borrowing capacity may differ between lenders.
Australian Loans for Overseas Property Purchases

Buying property overseas with Australian finance is usually done through equity in an Australian property, local overseas lending, or specialist banking pathways. This guide explains lender checks, documentation, costs, and currency risks to consider.
Buying Property in Australia on a 482 Visa: Home Loan Options Explained

Buying property on a 482 visa may be possible, but the rules are different. This article explains FIRB approval, lender assessments, deposits, and how Australian home loan options are typically assessed for temporary residents.
Can Foreign Investors Get an Australian Home Loan? Rules, Risks and Workarounds

Non-resident and foreign investor home loans can be possible, but the rules are stricter. Understand FIRB requirements, deposit expectations, foreign income assessment, risks, and practical workarounds before you commit to a property.
Home Loans for New Zealanders Buying Property in Australia

This guide explains how New Zealanders can buy property in Australia, how lenders assess SCV holders, deposit and income considerations, and what to expect when applying for a home loan, whether you live in Australia or New Zealand.