Is Refinancing Right for Teachers? Key Considerations
As a teacher in Australia, managing finances can be challenging, especially when balancing career demands with personal goals. One way to reduce financial stress and improve your financial health is by refinancing your loans. Refinancing means replacing an existing loan with a new one to have better terms or a lower interest rate. Unconditional Finance […]
Interest Rates in Australia: Predictions for 2025 and How to Stay Mortgage-Ready
The Australian financial landscape has been anything but predictable lately. With interest rates remaining high and inflationary pressures lingering, it’s no wonder many homeowners and prospective borrowers are feeling uncertain. Common questions include: “How will this affect my mortgage?” or “What can I do to stay ahead?“ In this guide, Unconditional Finance will break down […]
10 Questions Doctors Should Ask Their Mortgage Broker
As a doctor, your career is demanding and rewarding, but it can also make buying a home feel more complicated. You’ve likely spent years studying, working long hours, and managing a heavy workload, all while juggling financial pressures. Now that you’re ready to purchase your first home or refinance an existing property, you want to […]
Celebrating Our Massive Win at the 2024 SFG National Conference & Awards
As the founder and principal broker of Unconditional Finance, I am honoured to take home not just one but two awards – NSW and National Mortgage Broker of the Year – at the recent 2024 SFG National Conference & Awards held in Melbourne. This annual event, hosted by the Specialist Finance Group (SFG), a leading […]
Can You Really Buy a House with No Deposit? Here’s How!
In today’s housing market, saving for a deposit remains one of the biggest challenges for aspiring homeowners. Rising property prices, inflation, and increasing living costs have made it difficult for many to save the traditional 20% deposit. However, buying a house without a deposit isn’t out of reach. There are several creative home financing options, […]
Low Deposit Home Loans Made Easy for First-Time Buyers
Owning a home is a milestone many Australians dream of, but for first-time home buyers, the biggest hurdle is often saving for a substantial deposit. Rising property prices make this challenge even greater, and for those paying high rent, putting aside enough savings can seem impossible. This is where low-deposit home loans for first-home buyers […]
Australia’s Four-Year Low Inflation: What It Means for the Cash Rate and Your Finances
Don’t miss our LinkedIn post where we first shared this exciting update! The recent drop in Australia inflation rate is remarkable, marking the lowest point in nearly four years. At 2.8% for the September quarter, inflation now sits comfortably within the Reserve Bank of Australia inflation target range of 2-3%. This shift has led to […]