Lease
Use the bike for a fixed term with predictable repayments; choose to upgrade, extend, or purchase at the end (subject to terms).
Feel the thrill of the open road with Unconditional Finance. Whether you’re chasing weekend adventures, commuting with style, or fulfilling a lifelong dream of owning a motorcycle, we’re here to make your purchase simple, fast, and stress-free.
Our motorcycle loan solutions are designed to fit your lifestyle and budget — with flexible options, transparent terms, and expert support from start to finish. From scooters to superbikes, we’ll help you secure finance that gets you moving with confidence.
Our asset finance team handles the details — comparing rates, tailoring terms, and ensuring every step is transparent. With access to over 30 trusted lenders and a commitment to clear communication, we make financing your bike not just faster, but smarter.
We understand every rider’s situation is unique — that’s why we offer flexible options like leases, hire purchase, novated leases, and chattel mortgages. Whether you’re buying new or used, from a dealership or a private seller, we’ll tailor a plan for your goals and budget.
Use the bike for a fixed term with predictable repayments; choose to upgrade, extend, or purchase at the end (subject to terms).
Hire your motorcycle while making fixed repayments; ownership transfers to you once the final payment is made.
Salary packaging with repayments made by your employer from pre-tax income — a popular option for eligible employees.
Own the motorcycle from day one while the lender takes a mortgage over it; flexible terms and potential tax benefits for business use.
You’re exploring Motorcycle Loans — great choice. If you’re also considering finance for something else (a second vehicle, caravan, boat, business equipment or working capital), Unconditional Finance can help. We compare options from 30+ trusted lenders to find competitive rates, flexible terms, and repayments that fit your plans.
Unconditional Finance can connect you with competitive new car loans through our extensive network of trusted lenders. We'll help you secure a loan with the right rate and terms to suit your needs and lifestyle.
Looking for a reliable used car? We'll find a loan that fits your financial situation and budget—so you can drive away confident that you've made the right choice.
Ready to explore the open road? Our caravan loans provide flexible terms and competitive rates, helping you enjoy your next adventure in comfort and style.
Dreaming of life on the water? Unconditional Finance can make that dream a reality with tailored boat loans designed to suit your budget and lifestyle—so you can set sail with confidence.
Expanding your business or upgrading your equipment? Our equipment and machinery finance options help you secure the tools you need to grow your operations and boost productivity.
If your business is experiencing short-term cash flow challenges, Unconditional Finance can help bridge the gap. Our cash flow and business loans provide the working capital you need to keep your operations running smoothly and seize new opportunities.
We work with a network of 30+ lenders to secure highly competitive interest rates tailored to your credit profile and the bike you choose — so you can enjoy the ride without worrying about repayments.
Choose 1–7 year terms to suit your needs. Opt for shorter terms to own your bike sooner, or longer terms for lower monthly payments — we’ll help you find the right balance.
You’re not just another application. Our specialists take time to understand your goals — whether you’re self-employed, upgrading your ride, or financing your first bike — for a smooth, stress-free process.
Practical benefits that keep your motorcycle finance simple, affordable, and transparent.
New & Used Motorcycles
Finance available for new, used, and privately purchased bikes of any age.
1–7 Year Terms
Choose a loan term that suits your budget and goals.
Early Payout Options
Pay off early with minimal or no exit fees (subject to lender policy).
30+ Trusted Lenders
Wide lender panel ensures competitive rates and flexible options.
Fixed or Variable Rates
Choose between fixed or variable interest structures based on your needs.
Balloon Options
Lower repayments now with a balloon payment at the end of your term.
Take the first step towards owning your dream bike — with confidence, clarity, and expert support every step of the way.
Asset finance allows you to purchase valuable assets — like bikes, cars, or equipment — without paying the full amount upfront. You make affordable payments over time while using the asset immediately.
• Chattel Mortgage — Own the bike from day one while making regular repayments.
• Finance Lease — Lease the motorcycle for an agreed term, with the option to buy at the end.
• Hire Purchase — Hire the bike and take ownership once the final payment is made.
• Novated Lease — Package your repayments through your employer using pre-tax income.
Preserve your savings by avoiding large upfront costs; enjoy predictable payments with flexible terms; access competitive rates; and explore potential tax benefits for eligible business use.
Yes! We work with specialist lenders who can provide loans for temporary visa holders. If you meet basic eligibility criteria — such as proof of income and visa duration — we’ll help you explore your options.
Your total costs depend on your loan amount, term, and interest rate. We’ll give you a clear breakdown of all fees and repayments upfront, so there are no surprises later.
1) Apply online — takes just a few minutes.
2) Consult our finance experts — we’ll assess your needs and match you with the best lenders.
3) Choose your loan — compare options and select the one that suits you best.
4) Get approved and ride away!
What’s the best finance type for my situation? Are there early repayment fees? How much interest will I pay overall? Can I include accessories or insurance in my loan? We’ll answer everything clearly before you commit.
We offer finance for motorcycles, cars, caravans, utes, trucks, and equipment — new or used, business or personal.
Yes, absolutely. We regularly help clients on temporary visas finance their dream motorbike. As long as you meet lender requirements, we’ll guide you through a smooth and successful application.
Experienced professionals delivering strategic lending advice, seamless execution and long-term financial confidence.
Principal Finance Broker
18 Years in the Industry
Founder and award-winning broker specialising in strategic loan structuring for long-term portfolio growth.
Meet Chris
Senior Mortgage Broker
7 Years in the Industry
Portfolio-focused broker helping clients build repeatable, strategic property investment success.
Meet Joel
Operations Manager
16 Years in the Industry
Highly organised finance professional ensuring smooth, efficient progress from submission to settlement.
Meet Stephanie
Credit Analyst / Broker
15 Years in the Industry
Former banker with deep lender process expertise, crafting strong applications for smooth approvals.
Meet William
Credit Analyst
8 Years in the Industry
Strategic analyst with strong banking and broking experience, supporting confident investment decisions.
Meet TJ
Credit Analyst
5 Years in the Industry
Detail-driven analyst focused on compliance, clarity and client-first lending support.
Meet Reece
Settlements Specialist
17 Years in the Industry
Settlement expert known for friendly communication and delivering smooth, stress-free completions.
Meet NicoleA few quick highlights of what we’ve achieved for clients through smart structuring and clear support.
A property investor needed consistent execution across multiple settlements and a long-term lending strategy built for portfolio expansion.
A first home buyer entered the market sooner by using a government-supported pathway and smarter structuring.
A first-time buyer avoided common mistakes through plain-English guidance, proactive updates, and full transparency.
At Unconditional Finance, we’re proud to be a leading mortgage brokerage trusted by thousands across Australia. With over new awards each year recognising our excellence in service and outcomes, we deliver award‑winning mortgage solutions tailored to your needs.
Trusted. Licensed. Awarded.
We don’t just arrange mortgages — we build long-term financial confidence with strategy, clarity, and care.
Proudly accredited by the Mortgage & Finance Association of Australia — a benchmark for professionalism and industry expertise.
Founded by Chris, an award-winning mortgage specialist and seasoned investor, recognised with multiple Top 100 Broker honours.
Over two decades of helping individuals, families, and investors secure finance solutions that support long-term financial success.
Recognised year after year as one of Sydney’s leading mortgage brokers for service excellence and outstanding results.
Fully licensed and registered with ASIC, ensuring compliance, integrity, and expert navigation of lending complexities.
Your aspirations are at the heart of every recommendation we make — your best interests always come first.
It could save you thousands! it’s time to play smart and move fast in the sydney market.
Call unconditional finance now for cost-free professional advice.
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