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Hit the Road in the Caravan You’ve Dreamed Of

Feel the freedom of open-road travel with Unconditional Finance. Whether you’re planning weekend escapes, a lap around Australia, or upgrading your touring setup, our experts make caravan finance simple, transparent, and fast — so your adventure starts sooner.

  • Fast approvals
  • 1–7 year terms
  • 30+ trusted lenders
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Couple enjoying their newly financed caravan
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Your Journey Starts Here

Our online application takes just minutes, and our finance specialists guide you from approval to settlement. With fast turnaround times and personalised lending solutions, you’ll be towing your new caravan sooner than you think.

At Unconditional Finance, we believe the journey to your next car should be as smooth as the drive itself. That’s why our asset finance team handle the details—comparing rates, tailoring terms, and ensuring every step is transparent. With access to over 30 trusted lenders and a commitment to clear communication, we make financing your used car not just faster, but smarter. Because the right finance partner doesn’t just get you approved—it gets you moving with confidence.

What Financing Options Are Available?

Every traveller’s plan is unique — that’s why we offer flexible options like leases, hire purchase, novated leases, and chattel mortgages. We’ll help you compare and choose what fits your lifestyle, touring goals, and budget.

Lease

Use the caravan for a fixed term with predictable repayments; choose to upgrade, extend, or purchase at the end (subject to terms).

Hire Purchase

Hire your caravan while making fixed repayments; ownership transfers to you once the final payment is made.

Novated Lease

Salary packaging with repayments made by your employer from pre-tax income — a popular option for eligible employees.

Chattel Mortgage

Own the caravan from day one while the lender takes a mortgage over it; flexible terms and potential tax benefits for business use.

Why Choose Unconditional Finance?

Competitive Rates

We work with 30+ trusted lenders to secure competitive rates that help you save over the life of your caravan loan. Our relationships with banks and specialist financiers mean you’ll always get the best available deal.

Flexible Repayment Terms

Choose between shorter terms for faster payoff or longer terms for smaller, more manageable monthly repayments. We’ll help you design a plan that fits your travel goals and budget.

We Can Help You Source a Caravan

Need help finding the right caravan? From off-road vans to family bunk layouts, our team can assist you in sourcing your ideal setup quickly — so you can get on the road sooner.

Features — What We Offer

Practical benefits that keep your caravan finance simple, affordable, and transparent.

New & Used Caravans

Finance available for new, used, dealer or private-sale caravans of any age.

1–7 Year Terms

Choose a loan term that suits your budget and travel plans.

Early Payout Options

Pay off early with low or no exit fees (subject to lender policy).

30+ Trusted Lenders

Wide lender panel ensures competitive rates and flexible options.

Fixed or Variable Rates

Choose between fixed or variable interest structures based on your needs.

Balloon Options

Lower repayments now with a balloon payment at the end of your term.

Ready to Roll?

Take the first step towards your next adventure — with confidence, clarity, and expert support every step of the way.

Frequently Asked Questions (FAQs)

Asset finance helps you purchase or lease caravans or equipment without paying the full cost upfront — giving you access to the asset while spreading payments over time.

Chattel Mortgage — You own the caravan from day one.
Finance Lease — The lender owns the caravan; you lease it for a term.
Hire Purchase — You hire while paying off the caravan, then own it after the final payment.
Novated Lease — Your employer makes repayments from pre-tax income.

Preserve cash flow, enjoy predictable repayments with flexible terms, access competitive rates, and explore potential tax benefits for eligible business use.

Yes — we work with specialist lenders who assist temporary visa holders, ensuring access to competitive caravan finance options if eligibility criteria are met.

Total costs depend on the loan amount, term, interest rate, and fees. We’re fully transparent — you’ll receive a complete cost breakdown before committing.

1) Apply online — takes just minutes.
2) Consult with your finance specialist.
3) Compare lenders and select your loan.
4) Get approved and hit the road!

Ask about suitable finance types, total costs (including fees and balloons), early payout flexibility, and interest rate comparisons. We’ll answer it all — clearly and upfront.

We finance caravans, motorbikes, cars, utes, trucks, and equipment — new, used, or privately purchased — for personal or business use.

Absolutely. Many clients on temporary visas have successfully financed caravans through us. If you meet lender criteria, we’ll match you with the right option.