Your team of experienced mortgage brokers providing practical advice across all aspects of finance and property!
Our experienced brokers have an industry-leading finance approval rate that will allow you to get your loan approved without difficulty or distress. You get to relax, knowing that your financial future is safe and secure in our hands.
With The Great Aussie Dream being your home, it’s the greatest investment of your life. Our #1 priority is to ensure your home is protected through correct finance structures that we have used on 1000’s of Australian home owners and property investors.
EXCELLENT Based on 255 reviews Mitch Kimber2024-06-11Trustindex verifies that the original source of the review is Google. Very personable brokers, I've felt engaged at every step of the process and the team is excellent with response times to any of the questions and queries I've had. The outcome so far has been fantastic, they have tailored packages that are very suitable to myself and how I like to engage with lenders. Would recommend and I will use them again. Jess McLean2024-05-31Trustindex verifies that the original source of the review is Google. Highly recommend Joel and Ivan at unconditional finance. We used their services to refinance our existing investment property and secure a loan on a second property. We were guided though the entire process and the communication we received was second to none! Our experience very pleasant! Will definitely be using again in the future! Korryn Campbell2024-05-29Trustindex verifies that the original source of the review is Google. Chris, Ivan and Jade....what a power team. They have guided us though the whole process of our investment loan and could not recommend them enough. Truly an amazing team. Thanks so much team :) Andrew Seck2024-05-25Trustindex verifies that the original source of the review is Google. Nicole, Chris and Renee at Unconditional Finance have been absolutely outstanding. They've supported us every step of the way, and have always available when we've had a question or needed assistance. Nothing was too much trouble. The other thing that was reassuring, was how seamlessly the team worked with our other stakeholders. We couldn't recommend Unconditional Finance highly enough. Jordy Alexander2024-05-20Trustindex verifies that the original source of the review is Google. We have been a client of Unconditional Finance since 2021, and we cannot speak highly enough of the exceptional services provided by Chris Raymond and his team (we never met them in person as we both live in Melbourne and they operate from Sydney office). From the outset, they have been incredibly attentive and dedicated to finding the best solutions for my mortgages (owner occupied and investment properties) and financial needs. Chris and his team are not only highly knowledgeable and experienced in their field but also approachable and professional in their interactions. Their commitment to delivering top-notch service and personalised financial solutions is truly commendable. We highly recommend Unconditional Finance to anyone in need of expert financial advice and support. Their outstanding services have consistently exceeded my expectations, and we are grateful for their ongoing assistance in securing our financial future. Sincerely, Adolfus and Giovanni Meredith Paige2024-05-16Trustindex verifies that the original source of the review is Google. We found Chris and his team incredibly helpful and responsive. They were very willing to explore all options available to us and supported us through the entire process. Asher McGlone2024-05-15Trustindex verifies that the original source of the review is Google. I recently had a great experience working with Unconditional Finance, specifically with Chris, Mitchell, and Nicole, to refinance my home loan. They were incredibly friendly, provided me with lots of options, and always took the time to answer all of my questions. I highly recommend Unconditional Finance for anyone looking for mortgage assistance. Chris, Mitchell, and Nicole were a pleasure to work with, and I'm grateful for their professionalism and friendliness. If you're searching for a mortgage broker who goes above and beyond, give Unconditional Finance a try—they won't disappoint! Justin smith2024-05-14Trustindex verifies that the original source of the review is Google. Highly recommend, Joel is great to deal with and is always looking for the best deal. The team is amazing. Kane Cox2024-05-13Trustindex verifies that the original source of the review is Google. Chris and the team were great! Able to secure funds that exceeded my expectations after failed attempts with other brokers. Can't thank them enough! Paul Mantel2024-05-11Trustindex verifies that the original source of the review is Google. Great company to deal with, super supportive and very responsive. I would highly recommend Unconditional Finance!!
As many of you might know, Chris is our principle broker and founder of Unconditional Finance. Reach out to Chris today! With an enormous amount of experience in the industry,
as well as being an investor himself, Chris knows the importance of having loans tailed and structured in the most effective way, to allow our clients to grow their property portfolios over the long term, in line with their financial goals.
Chris has won a large number of awards and accolades over the years, including making the top 100 broker list multiple years in a row.
Outside of running the company, Chris spends his time with his wife and two young boys and loves watching sports!
Joel has been with us for the past 5 years and in that time has received an incredible amount of positive feedback from his clients.
As one of our senior mortgage brokers, Joel works with clients who are looking to build multi-property portfolios, specialising in setting up the correct structures to ensure the best possible long term outcome. He also specialises in working with those in the Australian Defence industry, where he knows all the in’s and out’s as to what benefits and schemes they are entitled to.
Outside of work, Joel enjoys golf, fishing and spending time with his friends and family.
Stephanie has been in the banking & finance industry for 16 years, across many roles including credit analyst, mortgage broker, manager & trainer.
With her vast wealth of knowledge and experience, Stephanie has made an excellent addition to our team.
Outside of work, she loves to spend time with her husband and three boys, enjoys a good wine and cheese platter while watching the footy, and loves a good reformer Pilates session!
CREDIT ANALYST/MORTGAGE BROKER
Tylor is one of the newer members of the Unconditional Finance team, and already he is proving himself to be an absolute natural when it comes to navigating the tricky world of finance and lending.
In his spare time, Tylor likes to stay active by surfing and golfing and he enjoys going out and socialising with friends.
The main aspect of the loan process that Tylor will be helping you with, is the post unconditional stage – whereby our lender has fully approved your loan, and it’s time to purchase and settle on a property. This can be a very daunting stage, especially for first home buyers, which is why it’s always a huge relief to have a qualified expert like Tylor on your side.
SETTLEMENT MANAGER
Nicole brings a wealth of knowledge to the Unconditional Finance team, having been in the industry for the past 14 years. Reach out to Nicole (Finance Brocker) today!
Her area of expertise is helping our clients towards the end of the finance process, by facilitating settlements. Our clients often rave about Nicole’s amazing service, as she always goes out of her way to make sure the process is as smooth and simple as possible for the borrower.
Outside of work, Nicole enjoys going to the pub and is quite the social butterfly – a quality that is reflected in the friendly manner in which she communicates with our clients.
CREDIT ANALYST/MORTGAGE BROKER
William has been in the finance industry since 2011, started his journey with Maquarie Bank, where he spent close to a decade gathering a wealth of knowledge in home loans department.
We were lucky enough to have Will join the Unconditional Finance team about a year ago, as he provides our team with extensive knowledge of the various processes and procedures within banks. This knowledge allows him to tailor our client’s loan applications, ensuring a smooth process from submission to unconditional approval.
Outside of work, Will spends his much-deserved time off reading crime and mystery books, playing PlayStation and binging TV shows. He is very family-orientated and loves spending quality time with his loved ones.
CREDIT ANALYST
Ivan is our amazing customer support manager and is quite new to the industry, he is very much enjoying learning the ins and outs of the finance world. He is currently working alongside our senior...
brokers – Chris and Joel – where he provides post settlement services to our clients.
Ivan is very passionate about his job, and outside of work he is also equally passionate about keeping active with a variety of sports. He loves the beach and spending time with his friends and family on weekends.
With his level of enthusiasm you can be sure to see Ivan quickly working his way up the ranks in the world of finance.
CREDIT ANALYST
With a freshly minted Bachelor of Business from the University of Technology Sydney, my journey at Mortgage Choice as a Loan Consultant has been a testament to my proficiency in credit analysis and regulatory compliance.
My time in the industry has honed a keen eye for detail and a steadfast commitment to client satisfaction.
Our team aims to empower clients through informed financial decisions, leveraging my skills in lending products and analytical acumen. Fusing academic insights with practical experience, I'm dedicated to contributing to the success of our clients and the broader financial community.
CREDIT ANALYST
TJ is our talented Analyst who joined our team after gaining extensive experience in the finance industry. Beginning his career in banking in 2018, TJ spent three years refining his investment skills in the buyer’s...
agent space before transitioning into mortgage broking. This unique journey has allowed him to combine his diverse skill set to help investors build their property portfolios effectively.
Outside of work, he enjoys spending quality time with his partner and has a surprising background in ice hockey, a sport he played in his younger years.
SETTLEMENT SUPPORT
William has been in the finance industry since 2011, started his journey with Maquarie Bank, where he spent close to a decade gathering a wealth of knowledge in home loans department.
We were lucky enough to have Will join the Unconditional Finance team about a year ago, as he provides our team with extensive knowledge of the various processes and procedures within banks. This knowledge allows him to tailor our client’s loan applications, ensuring a smooth process from submission to unconditional approval.
Outside of work, Will spends his much-deserved time off reading crime and mystery books, playing PlayStation and binging TV shows. He is very family-orientated and loves spending quality time with his loved ones.
Loans By Profession