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Chris Raymond, the principal broker and founder of Unconditional Finance, stands as a beacon of expertise and dedication in the financial industry. With an extensive background and a wealth of experience, Chris has crafted a legacy rooted in the meticulous structuring of loans tailored to meet the unique needs of his clients. His profound understanding of the market, coupled with his personal experience as an investor, empowers him to guide clients in expanding their property portfolios sustainably and in alignment with their long-term financial objectives.
Unconditional Finance, under Chris’s leadership, has emerged as an award-winning mortgage broking company specialising in property investment finance, residential, commercial, and asset finance. Chris’s exceptional contributions to the field have not gone unnoticed. Over the years, he has garnered numerous awards and accolades, consistently securing a place in the top 100 broker list multiple times – in 2024, Mortgage Professional Australia (MPA) recognised him as one of the Top 100 Brokers, ranking #13 among over 21,000 brokers nationwide.
In 2025, Chris continued to raise the bar for excellence in the industry. He was recognised by The Adviser as one of the nation’s top performers, achieving #7 in the Elite Broker Ranking 2025 – Residential, and was also named a Finalist for the 2025 Australian Mortgage Awards Brokerage of the Year (6–20 Staff). These accolades further highlight his ongoing dedication to client success and his leadership in driving Unconditional Finance’s growth and innovation within Australia’s competitive mortgage landscape.
These recognitions are a testament to his unwavering commitment to excellence and his ability to navigate the complexities of finance with precision and insight.
Clients consistently praise Chris Raymond for his unparalleled dedication and expertise. His personalised approach to mortgage broking, combined with a deep understanding of the market, has earned him a reputation for delivering results that exceed expectations. Whether it’s securing the best loan terms or providing insightful guidance throughout the lending process, Chris is celebrated for his commitment to making the financial journey smooth and successful for every client. His integrity, professionalism, and ability to simplify complex financial matters have made him a trusted advisor in the eyes of many.
Chris is passionate about educating his clients on the entire lending process, offering clear guidance and advice so they can make informed decisions. He works closely with his clients to determine which loan from his extensive network of lenders will best meet their financial goals. He then negotiates with lenders to secure the best possible loan terms, ensuring alignment with his clients’ objectives. From completing paperwork to managing loans through to settlement, Chris handles all aspects of the lending process, monitoring loans post-settlement to maintain their competitiveness.
Whether clients are in the market for their first home, their next home, or an investment property, Chris is there to help. He excels at finding lower interest rates, reducing repayments, and shortening loan terms, ensuring his clients always have the most advantageous financial arrangements.
Beyond his professional achievements, Chris is a devoted family man. He cherishes time spent with his wife and two young sons, often finding joy in the simple pleasures of family life. An avid sports enthusiast, Chris’s love for watching sports serves as a perfect balance to his dynamic career.
Chris Raymond’s journey is one of passion, perseverance, and profound impact. At the helm of Unconditional Finance, he continues to set new standards in the industry, fostering growth and financial success for his clients while nurturing a rich and fulfilling personal life. If you need an award-winning mortgage broker or want to know how Chris can assist you, don’t hesitate to get in touch or connect.
Chris Raymond is honoured to have received recognition for his work in mortgage broking, but for him, the true reward comes from helping his clients achieve their financial goals. The awards and accolades he has been fortunate to receive are a reflection of the trust his clients place in him and his commitment to doing what’s best for them. While these honours are deeply appreciated, Chris believes that the greatest measure of success is the positive impact he can make on the lives of those he works with.
Christopher Raymond is a credit representative (486040) of Mortgage Specialists Pty Ltd ACN 612 422 178 Australian Credit Licence 387025
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